LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,835
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,509
−HK$1,702/mo
Today · 4.125%
HK$57,211
baseline
▲ 0.50% · 4.625%
HK$60,692
+HK$3,481/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$114,422/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,003,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,890
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,497
−HK$1,629/mo
Today · 4.125%
HK$63,126
baseline
▲ 0.50% · 4.625%
HK$66,454
+HK$3,328/mo
Deposit HK$11.80M · loan HK$11.80M · min. income ≈ HK$126,252/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,003,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,602
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$66,611
−HK$2,042/mo
Today · 4.125%
HK$68,653
baseline
▲ 0.50% · 4.625%
HK$72,830
+HK$4,177/mo
Deposit HK$9.44M · loan HK$14.17M · min. income ≈ HK$137,306/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,869
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$73,796
−HK$1,955/mo
Today · 4.125%
HK$75,751
baseline
▲ 0.50% · 4.625%
HK$79,744
+HK$3,993/mo
Deposit HK$9.44M · loan HK$14.17M · min. income ≈ HK$151,502/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,368
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$77,713
−HK$2,382/mo
Today · 4.125%
HK$80,095
baseline
▲ 0.50% · 4.625%
HK$84,968
+HK$4,873/mo
Deposit HK$7.08M · loan HK$16.53M · min. income ≈ HK$160,190/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,003,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,847
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$86,095
−HK$2,282/mo
Today · 4.125%
HK$88,377
baseline
▲ 0.50% · 4.625%
HK$93,035
+HK$4,658/mo
Deposit HK$7.08M · loan HK$16.53M · min. income ≈ HK$176,754/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,003,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,902
−HK$6,077/mo
▼ 0.25% · 3.875%
HK$99,917
−HK$3,062/mo
Today · 4.125%
HK$102,979
baseline
▲ 0.50% · 4.625%
HK$109,245
+HK$6,266/mo
Deposit HK$2.36M · loan HK$21.25M · min. income ≈ HK$205,958/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,003,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,803
−HK$5,824/mo
▼ 0.25% · 3.875%
HK$110,694
−HK$2,933/mo
Today · 4.125%
HK$113,627
baseline
▲ 0.50% · 4.625%
HK$119,617
+HK$5,990/mo
Deposit HK$2.36M · loan HK$21.25M · min. income ≈ HK$227,254/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,003,384 · Scale 2, in force from 26 Feb 2026)