LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,837
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,512
−HK$1,701/mo
Today · 4.125%
HK$57,213
baseline
▲ 0.50% · 4.625%
HK$60,694
+HK$3,481/mo
Deposit HK$11.81M · loan HK$11.81M · min. income ≈ HK$114,426/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,003,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,893
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,499
−HK$1,630/mo
Today · 4.125%
HK$63,129
baseline
▲ 0.50% · 4.625%
HK$66,457
+HK$3,328/mo
Deposit HK$11.81M · loan HK$11.81M · min. income ≈ HK$126,258/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,003,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,604
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$66,614
−HK$2,042/mo
Today · 4.125%
HK$68,656
baseline
▲ 0.50% · 4.625%
HK$72,833
+HK$4,177/mo
Deposit HK$9.44M · loan HK$14.17M · min. income ≈ HK$137,312/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,872
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$73,799
−HK$1,956/mo
Today · 4.125%
HK$75,755
baseline
▲ 0.50% · 4.625%
HK$79,748
+HK$3,993/mo
Deposit HK$9.44M · loan HK$14.17M · min. income ≈ HK$151,510/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,372
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$77,716
−HK$2,382/mo
Today · 4.125%
HK$80,098
baseline
▲ 0.50% · 4.625%
HK$84,972
+HK$4,874/mo
Deposit HK$7.08M · loan HK$16.53M · min. income ≈ HK$160,196/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,003,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,850
−HK$4,531/mo
▼ 0.25% · 3.875%
HK$86,099
−HK$2,282/mo
Today · 4.125%
HK$88,381
baseline
▲ 0.50% · 4.625%
HK$93,039
+HK$4,658/mo
Deposit HK$7.08M · loan HK$16.53M · min. income ≈ HK$176,762/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,003,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,907
−HK$6,077/mo
▼ 0.25% · 3.875%
HK$99,921
−HK$3,063/mo
Today · 4.125%
HK$102,984
baseline
▲ 0.50% · 4.625%
HK$109,250
+HK$6,266/mo
Deposit HK$2.36M · loan HK$21.25M · min. income ≈ HK$205,968/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,003,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,808
−HK$5,824/mo
▼ 0.25% · 3.875%
HK$110,699
−HK$2,933/mo
Today · 4.125%
HK$113,632
baseline
▲ 0.50% · 4.625%
HK$119,622
+HK$5,990/mo
Deposit HK$2.36M · loan HK$21.25M · min. income ≈ HK$227,264/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,003,429 · Scale 2, in force from 26 Feb 2026)