LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,838
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,513
−HK$1,701/mo
Today · 4.125%
HK$57,214
baseline
▲ 0.50% · 4.625%
HK$60,696
+HK$3,482/mo
Deposit HK$11.81M · loan HK$11.81M · min. income ≈ HK$114,428/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,003,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,895
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,501
−HK$1,629/mo
Today · 4.125%
HK$63,130
baseline
▲ 0.50% · 4.625%
HK$66,458
+HK$3,328/mo
Deposit HK$11.81M · loan HK$11.81M · min. income ≈ HK$126,260/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,003,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,606
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$66,616
−HK$2,041/mo
Today · 4.125%
HK$68,657
baseline
▲ 0.50% · 4.625%
HK$72,835
+HK$4,178/mo
Deposit HK$9.44M · loan HK$14.17M · min. income ≈ HK$137,314/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,873
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$73,801
−HK$1,956/mo
Today · 4.125%
HK$75,757
baseline
▲ 0.50% · 4.625%
HK$79,750
+HK$3,993/mo
Deposit HK$9.44M · loan HK$14.17M · min. income ≈ HK$151,514/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,374
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$77,718
−HK$2,382/mo
Today · 4.125%
HK$80,100
baseline
▲ 0.50% · 4.625%
HK$84,974
+HK$4,874/mo
Deposit HK$7.08M · loan HK$16.53M · min. income ≈ HK$160,200/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,003,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,852
−HK$4,531/mo
▼ 0.25% · 3.875%
HK$86,101
−HK$2,282/mo
Today · 4.125%
HK$88,383
baseline
▲ 0.50% · 4.625%
HK$93,041
+HK$4,658/mo
Deposit HK$7.08M · loan HK$16.53M · min. income ≈ HK$176,766/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,003,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,909
−HK$6,077/mo
▼ 0.25% · 3.875%
HK$99,923
−HK$3,063/mo
Today · 4.125%
HK$102,986
baseline
▲ 0.50% · 4.625%
HK$109,252
+HK$6,266/mo
Deposit HK$2.36M · loan HK$21.25M · min. income ≈ HK$205,972/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,003,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,810
−HK$5,825/mo
▼ 0.25% · 3.875%
HK$110,702
−HK$2,933/mo
Today · 4.125%
HK$113,635
baseline
▲ 0.50% · 4.625%
HK$119,625
+HK$5,990/mo
Deposit HK$2.36M · loan HK$21.25M · min. income ≈ HK$227,270/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,003,452 · Scale 2, in force from 26 Feb 2026)