LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,839
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,514
−HK$1,701/mo
Today · 4.125%
HK$57,215
baseline
▲ 0.50% · 4.625%
HK$60,697
+HK$3,482/mo
Deposit HK$11.81M · loan HK$11.81M · min. income ≈ HK$114,430/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,003,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,896
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,502
−HK$1,630/mo
Today · 4.125%
HK$63,132
baseline
▲ 0.50% · 4.625%
HK$66,459
+HK$3,327/mo
Deposit HK$11.81M · loan HK$11.81M · min. income ≈ HK$126,264/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,003,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,607
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$66,617
−HK$2,042/mo
Today · 4.125%
HK$68,659
baseline
▲ 0.50% · 4.625%
HK$72,836
+HK$4,177/mo
Deposit HK$9.44M · loan HK$14.17M · min. income ≈ HK$137,318/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,875
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$73,802
−HK$1,956/mo
Today · 4.125%
HK$75,758
baseline
▲ 0.50% · 4.625%
HK$79,751
+HK$3,993/mo
Deposit HK$9.44M · loan HK$14.17M · min. income ≈ HK$151,516/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,375
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$77,720
−HK$2,382/mo
Today · 4.125%
HK$80,102
baseline
▲ 0.50% · 4.625%
HK$84,976
+HK$4,874/mo
Deposit HK$7.08M · loan HK$16.53M · min. income ≈ HK$160,204/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,003,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,854
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$86,103
−HK$2,281/mo
Today · 4.125%
HK$88,384
baseline
▲ 0.50% · 4.625%
HK$93,043
+HK$4,659/mo
Deposit HK$7.08M · loan HK$16.53M · min. income ≈ HK$176,768/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,003,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,911
−HK$6,077/mo
▼ 0.25% · 3.875%
HK$99,925
−HK$3,063/mo
Today · 4.125%
HK$102,988
baseline
▲ 0.50% · 4.625%
HK$109,254
+HK$6,266/mo
Deposit HK$2.36M · loan HK$21.25M · min. income ≈ HK$205,976/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,003,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,812
−HK$5,825/mo
▼ 0.25% · 3.875%
HK$110,704
−HK$2,933/mo
Today · 4.125%
HK$113,637
baseline
▲ 0.50% · 4.625%
HK$119,627
+HK$5,990/mo
Deposit HK$2.36M · loan HK$21.25M · min. income ≈ HK$227,274/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,003,470 · Scale 2, in force from 26 Feb 2026)