LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,841
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,516
−HK$1,701/mo
Today · 4.125%
HK$57,217
baseline
▲ 0.50% · 4.625%
HK$60,699
+HK$3,482/mo
Deposit HK$11.81M · loan HK$11.81M · min. income ≈ HK$114,434/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,003,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,898
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,504
−HK$1,630/mo
Today · 4.125%
HK$63,134
baseline
▲ 0.50% · 4.625%
HK$66,462
+HK$3,328/mo
Deposit HK$11.81M · loan HK$11.81M · min. income ≈ HK$126,268/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,003,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,609
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$66,619
−HK$2,042/mo
Today · 4.125%
HK$68,661
baseline
▲ 0.50% · 4.625%
HK$72,839
+HK$4,178/mo
Deposit HK$9.44M · loan HK$14.17M · min. income ≈ HK$137,322/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,877
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$73,805
−HK$1,956/mo
Today · 4.125%
HK$75,761
baseline
▲ 0.50% · 4.625%
HK$79,754
+HK$3,993/mo
Deposit HK$9.44M · loan HK$14.17M · min. income ≈ HK$151,522/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,378
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$77,722
−HK$2,382/mo
Today · 4.125%
HK$80,104
baseline
▲ 0.50% · 4.625%
HK$84,979
+HK$4,875/mo
Deposit HK$7.08M · loan HK$16.53M · min. income ≈ HK$160,208/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,003,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,857
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$86,106
−HK$2,281/mo
Today · 4.125%
HK$88,387
baseline
▲ 0.50% · 4.625%
HK$93,046
+HK$4,659/mo
Deposit HK$7.08M · loan HK$16.53M · min. income ≈ HK$176,774/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,003,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,914
−HK$6,077/mo
▼ 0.25% · 3.875%
HK$99,929
−HK$3,062/mo
Today · 4.125%
HK$102,991
baseline
▲ 0.50% · 4.625%
HK$109,258
+HK$6,267/mo
Deposit HK$2.36M · loan HK$21.25M · min. income ≈ HK$205,982/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,003,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,816
−HK$5,825/mo
▼ 0.25% · 3.875%
HK$110,708
−HK$2,933/mo
Today · 4.125%
HK$113,641
baseline
▲ 0.50% · 4.625%
HK$119,631
+HK$5,990/mo
Deposit HK$2.36M · loan HK$21.25M · min. income ≈ HK$227,282/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,003,506 · Scale 2, in force from 26 Feb 2026)