LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,842
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,516
−HK$1,702/mo
Today · 4.125%
HK$57,218
baseline
▲ 0.50% · 4.625%
HK$60,700
+HK$3,482/mo
Deposit HK$11.81M · loan HK$11.81M · min. income ≈ HK$114,436/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,003,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,898
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,505
−HK$1,629/mo
Today · 4.125%
HK$63,134
baseline
▲ 0.50% · 4.625%
HK$66,462
+HK$3,328/mo
Deposit HK$11.81M · loan HK$11.81M · min. income ≈ HK$126,268/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,003,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,610
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$66,620
−HK$2,042/mo
Today · 4.125%
HK$68,662
baseline
▲ 0.50% · 4.625%
HK$72,840
+HK$4,178/mo
Deposit HK$9.44M · loan HK$14.17M · min. income ≈ HK$137,324/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,878
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$73,806
−HK$1,955/mo
Today · 4.125%
HK$75,761
baseline
▲ 0.50% · 4.625%
HK$79,755
+HK$3,994/mo
Deposit HK$9.44M · loan HK$14.17M · min. income ≈ HK$151,522/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,378
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$77,723
−HK$2,382/mo
Today · 4.125%
HK$80,105
baseline
▲ 0.50% · 4.625%
HK$84,979
+HK$4,874/mo
Deposit HK$7.08M · loan HK$16.53M · min. income ≈ HK$160,210/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,003,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,858
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$86,107
−HK$2,281/mo
Today · 4.125%
HK$88,388
baseline
▲ 0.50% · 4.625%
HK$93,047
+HK$4,659/mo
Deposit HK$7.08M · loan HK$16.53M · min. income ≈ HK$176,776/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,003,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,915
−HK$6,077/mo
▼ 0.25% · 3.875%
HK$99,930
−HK$3,062/mo
Today · 4.125%
HK$102,992
baseline
▲ 0.50% · 4.625%
HK$109,259
+HK$6,267/mo
Deposit HK$2.36M · loan HK$21.25M · min. income ≈ HK$205,984/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,003,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,817
−HK$5,825/mo
▼ 0.25% · 3.875%
HK$110,709
−HK$2,933/mo
Today · 4.125%
HK$113,642
baseline
▲ 0.50% · 4.625%
HK$119,632
+HK$5,990/mo
Deposit HK$2.36M · loan HK$21.25M · min. income ≈ HK$227,284/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$1,003,515 · Scale 2, in force from 26 Feb 2026)