LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,847
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,522
−HK$1,701/mo
Today · 4.125%
HK$57,223
baseline
▲ 0.50% · 4.625%
HK$60,705
+HK$3,482/mo
Deposit HK$11.81M · loan HK$11.81M · min. income ≈ HK$114,446/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,003,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,904
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,510
−HK$1,630/mo
Today · 4.125%
HK$63,140
baseline
▲ 0.50% · 4.625%
HK$66,468
+HK$3,328/mo
Deposit HK$11.81M · loan HK$11.81M · min. income ≈ HK$126,280/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,003,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,616
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$66,626
−HK$2,042/mo
Today · 4.125%
HK$68,668
baseline
▲ 0.50% · 4.625%
HK$72,846
+HK$4,178/mo
Deposit HK$9.45M · loan HK$14.17M · min. income ≈ HK$137,336/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,885
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$73,813
−HK$1,955/mo
Today · 4.125%
HK$75,768
baseline
▲ 0.50% · 4.625%
HK$79,762
+HK$3,994/mo
Deposit HK$9.45M · loan HK$14.17M · min. income ≈ HK$151,536/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,385
−HK$4,728/mo
▼ 0.25% · 3.875%
HK$77,730
−HK$2,383/mo
Today · 4.125%
HK$80,113
baseline
▲ 0.50% · 4.625%
HK$84,987
+HK$4,874/mo
Deposit HK$7.08M · loan HK$16.53M · min. income ≈ HK$160,226/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,003,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,865
−HK$4,531/mo
▼ 0.25% · 3.875%
HK$86,115
−HK$2,281/mo
Today · 4.125%
HK$88,396
baseline
▲ 0.50% · 4.625%
HK$93,056
+HK$4,660/mo
Deposit HK$7.08M · loan HK$16.53M · min. income ≈ HK$176,792/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,003,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,924
−HK$6,078/mo
▼ 0.25% · 3.875%
HK$99,939
−HK$3,063/mo
Today · 4.125%
HK$103,002
baseline
▲ 0.50% · 4.625%
HK$109,269
+HK$6,267/mo
Deposit HK$2.36M · loan HK$21.25M · min. income ≈ HK$206,004/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,003,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,827
−HK$5,826/mo
▼ 0.25% · 3.875%
HK$110,719
−HK$2,934/mo
Today · 4.125%
HK$113,653
baseline
▲ 0.50% · 4.625%
HK$119,643
+HK$5,990/mo
Deposit HK$2.36M · loan HK$21.25M · min. income ≈ HK$227,306/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,003,608 · Scale 2, in force from 26 Feb 2026)