LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,855
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$55,530
−HK$1,702/mo
Today · 4.125%
HK$57,232
baseline
▲ 0.50% · 4.625%
HK$60,714
+HK$3,482/mo
Deposit HK$11.81M · loan HK$11.81M · min. income ≈ HK$114,464/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,003,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,913
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$61,519
−HK$1,631/mo
Today · 4.125%
HK$63,150
baseline
▲ 0.50% · 4.625%
HK$66,478
+HK$3,328/mo
Deposit HK$11.81M · loan HK$11.81M · min. income ≈ HK$126,300/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,003,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,625
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$66,636
−HK$2,042/mo
Today · 4.125%
HK$68,678
baseline
▲ 0.50% · 4.625%
HK$72,857
+HK$4,179/mo
Deposit HK$9.45M · loan HK$14.17M · min. income ≈ HK$137,356/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,895
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$73,823
−HK$1,956/mo
Today · 4.125%
HK$75,779
baseline
▲ 0.50% · 4.625%
HK$79,774
+HK$3,995/mo
Deposit HK$9.45M · loan HK$14.17M · min. income ≈ HK$151,558/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,396
−HK$4,728/mo
▼ 0.25% · 3.875%
HK$77,742
−HK$2,382/mo
Today · 4.125%
HK$80,124
baseline
▲ 0.50% · 4.625%
HK$85,000
+HK$4,876/mo
Deposit HK$7.09M · loan HK$16.53M · min. income ≈ HK$160,248/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,003,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,878
−HK$4,531/mo
▼ 0.25% · 3.875%
HK$86,127
−HK$2,282/mo
Today · 4.125%
HK$88,409
baseline
▲ 0.50% · 4.625%
HK$93,069
+HK$4,660/mo
Deposit HK$7.09M · loan HK$16.53M · min. income ≈ HK$176,818/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,003,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,938
−HK$6,079/mo
▼ 0.25% · 3.875%
HK$99,953
−HK$3,064/mo
Today · 4.125%
HK$103,017
baseline
▲ 0.50% · 4.625%
HK$109,285
+HK$6,268/mo
Deposit HK$2.36M · loan HK$21.26M · min. income ≈ HK$206,034/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,003,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,843
−HK$5,826/mo
▼ 0.25% · 3.875%
HK$110,735
−HK$2,934/mo
Today · 4.125%
HK$113,669
baseline
▲ 0.50% · 4.625%
HK$119,661
+HK$5,992/mo
Deposit HK$2.36M · loan HK$21.26M · min. income ≈ HK$227,338/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,003,755 · Scale 2, in force from 26 Feb 2026)