LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,863
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$55,538
−HK$1,702/mo
Today · 4.125%
HK$57,240
baseline
▲ 0.50% · 4.625%
HK$60,723
+HK$3,483/mo
Deposit HK$11.81M · loan HK$11.81M · min. income ≈ HK$114,480/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,003,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,922
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$61,529
−HK$1,630/mo
Today · 4.125%
HK$63,159
baseline
▲ 0.50% · 4.625%
HK$66,488
+HK$3,329/mo
Deposit HK$11.81M · loan HK$11.81M · min. income ≈ HK$126,318/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,003,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,635
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$66,646
−HK$2,042/mo
Today · 4.125%
HK$68,688
baseline
▲ 0.50% · 4.625%
HK$72,868
+HK$4,180/mo
Deposit HK$9.45M · loan HK$14.17M · min. income ≈ HK$137,376/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,906
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$73,835
−HK$1,956/mo
Today · 4.125%
HK$75,791
baseline
▲ 0.50% · 4.625%
HK$79,786
+HK$3,995/mo
Deposit HK$9.45M · loan HK$14.17M · min. income ≈ HK$151,582/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,408
−HK$4,728/mo
▼ 0.25% · 3.875%
HK$77,753
−HK$2,383/mo
Today · 4.125%
HK$80,136
baseline
▲ 0.50% · 4.625%
HK$85,013
+HK$4,877/mo
Deposit HK$7.09M · loan HK$16.53M · min. income ≈ HK$160,272/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,003,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,890
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$86,140
−HK$2,283/mo
Today · 4.125%
HK$88,423
baseline
▲ 0.50% · 4.625%
HK$93,084
+HK$4,661/mo
Deposit HK$7.09M · loan HK$16.53M · min. income ≈ HK$176,846/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,003,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,953
−HK$6,080/mo
▼ 0.25% · 3.875%
HK$99,969
−HK$3,064/mo
Today · 4.125%
HK$103,033
baseline
▲ 0.50% · 4.625%
HK$109,302
+HK$6,269/mo
Deposit HK$2.36M · loan HK$21.26M · min. income ≈ HK$206,066/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,003,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,859
−HK$5,827/mo
▼ 0.25% · 3.875%
HK$110,752
−HK$2,934/mo
Today · 4.125%
HK$113,686
baseline
▲ 0.50% · 4.625%
HK$119,679
+HK$5,993/mo
Deposit HK$2.36M · loan HK$21.26M · min. income ≈ HK$227,372/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,003,907 · Scale 2, in force from 26 Feb 2026)