LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,865
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$55,540
−HK$1,703/mo
Today · 4.125%
HK$57,243
baseline
▲ 0.50% · 4.625%
HK$60,726
+HK$3,483/mo
Deposit HK$11.81M · loan HK$11.81M · min. income ≈ HK$114,486/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,003,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,924
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$61,531
−HK$1,630/mo
Today · 4.125%
HK$63,161
baseline
▲ 0.50% · 4.625%
HK$66,491
+HK$3,330/mo
Deposit HK$11.81M · loan HK$11.81M · min. income ≈ HK$126,322/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,003,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,638
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$66,648
−HK$2,043/mo
Today · 4.125%
HK$68,691
baseline
▲ 0.50% · 4.625%
HK$72,871
+HK$4,180/mo
Deposit HK$9.45M · loan HK$14.17M · min. income ≈ HK$137,382/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,909
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$73,837
−HK$1,957/mo
Today · 4.125%
HK$75,794
baseline
▲ 0.50% · 4.625%
HK$79,789
+HK$3,995/mo
Deposit HK$9.45M · loan HK$14.17M · min. income ≈ HK$151,588/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,411
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$77,756
−HK$2,384/mo
Today · 4.125%
HK$80,140
baseline
▲ 0.50% · 4.625%
HK$85,016
+HK$4,876/mo
Deposit HK$7.09M · loan HK$16.54M · min. income ≈ HK$160,280/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,003,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,894
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$86,144
−HK$2,282/mo
Today · 4.125%
HK$88,426
baseline
▲ 0.50% · 4.625%
HK$93,087
+HK$4,661/mo
Deposit HK$7.09M · loan HK$16.54M · min. income ≈ HK$176,852/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,003,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,957
−HK$6,080/mo
▼ 0.25% · 3.875%
HK$99,972
−HK$3,065/mo
Today · 4.125%
HK$103,037
baseline
▲ 0.50% · 4.625%
HK$109,306
+HK$6,269/mo
Deposit HK$2.36M · loan HK$21.26M · min. income ≈ HK$206,074/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,003,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,863
−HK$5,828/mo
▼ 0.25% · 3.875%
HK$110,756
−HK$2,935/mo
Today · 4.125%
HK$113,691
baseline
▲ 0.50% · 4.625%
HK$119,683
+HK$5,992/mo
Deposit HK$2.36M · loan HK$21.26M · min. income ≈ HK$227,382/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,003,945 · Scale 2, in force from 26 Feb 2026)