LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,866
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$55,541
−HK$1,703/mo
Today · 4.125%
HK$57,244
baseline
▲ 0.50% · 4.625%
HK$60,727
+HK$3,483/mo
Deposit HK$11.81M · loan HK$11.81M · min. income ≈ HK$114,488/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,003,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,925
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$61,532
−HK$1,631/mo
Today · 4.125%
HK$63,163
baseline
▲ 0.50% · 4.625%
HK$66,492
+HK$3,329/mo
Deposit HK$11.81M · loan HK$11.81M · min. income ≈ HK$126,326/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,003,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,639
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$66,650
−HK$2,043/mo
Today · 4.125%
HK$68,693
baseline
▲ 0.50% · 4.625%
HK$72,872
+HK$4,179/mo
Deposit HK$9.45M · loan HK$14.17M · min. income ≈ HK$137,386/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,910
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$73,839
−HK$1,956/mo
Today · 4.125%
HK$75,795
baseline
▲ 0.50% · 4.625%
HK$79,791
+HK$3,996/mo
Deposit HK$9.45M · loan HK$14.17M · min. income ≈ HK$151,590/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,003,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,412
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$77,758
−HK$2,383/mo
Today · 4.125%
HK$80,141
baseline
▲ 0.50% · 4.625%
HK$85,018
+HK$4,877/mo
Deposit HK$7.09M · loan HK$16.54M · min. income ≈ HK$160,282/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,003,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,895
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$86,145
−HK$2,283/mo
Today · 4.125%
HK$88,428
baseline
▲ 0.50% · 4.625%
HK$93,089
+HK$4,661/mo
Deposit HK$7.09M · loan HK$16.54M · min. income ≈ HK$176,856/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,003,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,959
−HK$6,080/mo
▼ 0.25% · 3.875%
HK$99,975
−HK$3,064/mo
Today · 4.125%
HK$103,039
baseline
▲ 0.50% · 4.625%
HK$109,308
+HK$6,269/mo
Deposit HK$2.36M · loan HK$21.26M · min. income ≈ HK$206,078/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,003,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,866
−HK$5,827/mo
▼ 0.25% · 3.875%
HK$110,758
−HK$2,935/mo
Today · 4.125%
HK$113,693
baseline
▲ 0.50% · 4.625%
HK$119,686
+HK$5,993/mo
Deposit HK$2.36M · loan HK$21.26M · min. income ≈ HK$227,386/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,003,967 · Scale 2, in force from 26 Feb 2026)