LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,878
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$55,554
−HK$1,703/mo
Today · 4.125%
HK$57,257
baseline
▲ 0.50% · 4.625%
HK$60,741
+HK$3,484/mo
Deposit HK$11.81M · loan HK$11.81M · min. income ≈ HK$114,514/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,004,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,939
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$61,546
−HK$1,631/mo
Today · 4.125%
HK$63,177
baseline
▲ 0.50% · 4.625%
HK$66,507
+HK$3,330/mo
Deposit HK$11.81M · loan HK$11.81M · min. income ≈ HK$126,354/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,004,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,654
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$66,665
−HK$2,043/mo
Today · 4.125%
HK$68,708
baseline
▲ 0.50% · 4.625%
HK$72,889
+HK$4,181/mo
Deposit HK$9.45M · loan HK$14.18M · min. income ≈ HK$137,416/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,004,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,927
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$73,856
−HK$1,957/mo
Today · 4.125%
HK$75,813
baseline
▲ 0.50% · 4.625%
HK$79,809
+HK$3,996/mo
Deposit HK$9.45M · loan HK$14.18M · min. income ≈ HK$151,626/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,004,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,429
−HK$4,730/mo
▼ 0.25% · 3.875%
HK$77,776
−HK$2,383/mo
Today · 4.125%
HK$80,159
baseline
▲ 0.50% · 4.625%
HK$85,037
+HK$4,878/mo
Deposit HK$7.09M · loan HK$16.54M · min. income ≈ HK$160,318/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,004,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,914
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$86,165
−HK$2,283/mo
Today · 4.125%
HK$88,448
baseline
▲ 0.50% · 4.625%
HK$93,110
+HK$4,662/mo
Deposit HK$7.09M · loan HK$16.54M · min. income ≈ HK$176,896/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,004,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,981
−HK$6,081/mo
▼ 0.25% · 3.875%
HK$99,997
−HK$3,065/mo
Today · 4.125%
HK$103,062
baseline
▲ 0.50% · 4.625%
HK$109,333
+HK$6,271/mo
Deposit HK$2.36M · loan HK$21.27M · min. income ≈ HK$206,124/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,004,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,890
−HK$5,829/mo
▼ 0.25% · 3.875%
HK$110,783
−HK$2,936/mo
Today · 4.125%
HK$113,719
baseline
▲ 0.50% · 4.625%
HK$119,713
+HK$5,994/mo
Deposit HK$2.36M · loan HK$21.27M · min. income ≈ HK$227,438/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,004,193 · Scale 2, in force from 26 Feb 2026)