LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,883
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$55,559
−HK$1,703/mo
Today · 4.125%
HK$57,262
baseline
▲ 0.50% · 4.625%
HK$60,746
+HK$3,484/mo
Deposit HK$11.82M · loan HK$11.82M · min. income ≈ HK$114,524/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,004,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,944
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$61,552
−HK$1,631/mo
Today · 4.125%
HK$63,183
baseline
▲ 0.50% · 4.625%
HK$66,513
+HK$3,330/mo
Deposit HK$11.82M · loan HK$11.82M · min. income ≈ HK$126,366/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,004,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,659
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$66,671
−HK$2,043/mo
Today · 4.125%
HK$68,714
baseline
▲ 0.50% · 4.625%
HK$72,895
+HK$4,181/mo
Deposit HK$9.45M · loan HK$14.18M · min. income ≈ HK$137,428/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,004,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,933
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$73,862
−HK$1,957/mo
Today · 4.125%
HK$75,819
baseline
▲ 0.50% · 4.625%
HK$79,816
+HK$3,997/mo
Deposit HK$9.45M · loan HK$14.18M · min. income ≈ HK$151,638/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,004,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,436
−HK$4,730/mo
▼ 0.25% · 3.875%
HK$77,782
−HK$2,384/mo
Today · 4.125%
HK$80,166
baseline
▲ 0.50% · 4.625%
HK$85,044
+HK$4,878/mo
Deposit HK$7.09M · loan HK$16.54M · min. income ≈ HK$160,332/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,004,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,922
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$86,172
−HK$2,284/mo
Today · 4.125%
HK$88,456
baseline
▲ 0.50% · 4.625%
HK$93,118
+HK$4,662/mo
Deposit HK$7.09M · loan HK$16.54M · min. income ≈ HK$176,912/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,004,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,989
−HK$6,082/mo
▼ 0.25% · 3.875%
HK$100,006
−HK$3,065/mo
Today · 4.125%
HK$103,071
baseline
▲ 0.50% · 4.625%
HK$109,343
+HK$6,272/mo
Deposit HK$2.36M · loan HK$21.27M · min. income ≈ HK$206,142/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,004,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,899
−HK$5,830/mo
▼ 0.25% · 3.875%
HK$110,793
−HK$2,936/mo
Today · 4.125%
HK$113,729
baseline
▲ 0.50% · 4.625%
HK$119,724
+HK$5,995/mo
Deposit HK$2.36M · loan HK$21.27M · min. income ≈ HK$227,458/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,004,281 · Scale 2, in force from 26 Feb 2026)