LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,884
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$55,560
−HK$1,703/mo
Today · 4.125%
HK$57,263
baseline
▲ 0.50% · 4.625%
HK$60,747
+HK$3,484/mo
Deposit HK$11.82M · loan HK$11.82M · min. income ≈ HK$114,526/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,004,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,945
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$61,553
−HK$1,631/mo
Today · 4.125%
HK$63,184
baseline
▲ 0.50% · 4.625%
HK$66,514
+HK$3,330/mo
Deposit HK$11.82M · loan HK$11.82M · min. income ≈ HK$126,368/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,004,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,660
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$66,672
−HK$2,043/mo
Today · 4.125%
HK$68,715
baseline
▲ 0.50% · 4.625%
HK$72,896
+HK$4,181/mo
Deposit HK$9.45M · loan HK$14.18M · min. income ≈ HK$137,430/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,004,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,934
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$73,863
−HK$1,957/mo
Today · 4.125%
HK$75,820
baseline
▲ 0.50% · 4.625%
HK$79,817
+HK$3,997/mo
Deposit HK$9.45M · loan HK$14.18M · min. income ≈ HK$151,640/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,004,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,437
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$77,784
−HK$2,384/mo
Today · 4.125%
HK$80,168
baseline
▲ 0.50% · 4.625%
HK$85,046
+HK$4,878/mo
Deposit HK$7.09M · loan HK$16.54M · min. income ≈ HK$160,336/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,004,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,923
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$86,174
−HK$2,283/mo
Today · 4.125%
HK$88,457
baseline
▲ 0.50% · 4.625%
HK$93,120
+HK$4,663/mo
Deposit HK$7.09M · loan HK$16.54M · min. income ≈ HK$176,914/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,004,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,991
−HK$6,082/mo
▼ 0.25% · 3.875%
HK$100,008
−HK$3,065/mo
Today · 4.125%
HK$103,073
baseline
▲ 0.50% · 4.625%
HK$109,345
+HK$6,272/mo
Deposit HK$2.36M · loan HK$21.27M · min. income ≈ HK$206,146/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,004,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,901
−HK$5,830/mo
▼ 0.25% · 3.875%
HK$110,795
−HK$2,936/mo
Today · 4.125%
HK$113,731
baseline
▲ 0.50% · 4.625%
HK$119,726
+HK$5,995/mo
Deposit HK$2.36M · loan HK$21.27M · min. income ≈ HK$227,462/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,004,298 · Scale 2, in force from 26 Feb 2026)