LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,888
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$55,564
−HK$1,703/mo
Today · 4.125%
HK$57,267
baseline
▲ 0.50% · 4.625%
HK$60,752
+HK$3,485/mo
Deposit HK$11.82M · loan HK$11.82M · min. income ≈ HK$114,534/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,004,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,950
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$61,558
−HK$1,631/mo
Today · 4.125%
HK$63,189
baseline
▲ 0.50% · 4.625%
HK$66,520
+HK$3,331/mo
Deposit HK$11.82M · loan HK$11.82M · min. income ≈ HK$126,378/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,004,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,666
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$66,677
−HK$2,044/mo
Today · 4.125%
HK$68,721
baseline
▲ 0.50% · 4.625%
HK$72,902
+HK$4,181/mo
Deposit HK$9.45M · loan HK$14.18M · min. income ≈ HK$137,442/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,004,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,940
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$73,869
−HK$1,958/mo
Today · 4.125%
HK$75,827
baseline
▲ 0.50% · 4.625%
HK$79,824
+HK$3,997/mo
Deposit HK$9.45M · loan HK$14.18M · min. income ≈ HK$151,654/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,004,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,443
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$77,790
−HK$2,384/mo
Today · 4.125%
HK$80,174
baseline
▲ 0.50% · 4.625%
HK$85,053
+HK$4,879/mo
Deposit HK$7.09M · loan HK$16.54M · min. income ≈ HK$160,348/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,004,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,930
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$86,181
−HK$2,283/mo
Today · 4.125%
HK$88,464
baseline
▲ 0.50% · 4.625%
HK$93,128
+HK$4,664/mo
Deposit HK$7.09M · loan HK$16.54M · min. income ≈ HK$176,928/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,004,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,999
−HK$6,082/mo
▼ 0.25% · 3.875%
HK$100,016
−HK$3,065/mo
Today · 4.125%
HK$103,081
baseline
▲ 0.50% · 4.625%
HK$109,354
+HK$6,273/mo
Deposit HK$2.36M · loan HK$21.27M · min. income ≈ HK$206,162/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,004,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,910
−HK$5,830/mo
▼ 0.25% · 3.875%
HK$110,804
−HK$2,936/mo
Today · 4.125%
HK$113,740
baseline
▲ 0.50% · 4.625%
HK$119,735
+HK$5,995/mo
Deposit HK$2.36M · loan HK$21.27M · min. income ≈ HK$227,480/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,004,381 · Scale 2, in force from 26 Feb 2026)