LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,892
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$55,569
−HK$1,703/mo
Today · 4.125%
HK$57,272
baseline
▲ 0.50% · 4.625%
HK$60,757
+HK$3,485/mo
Deposit HK$11.82M · loan HK$11.82M · min. income ≈ HK$114,544/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,004,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,955
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$61,562
−HK$1,632/mo
Today · 4.125%
HK$63,194
baseline
▲ 0.50% · 4.625%
HK$66,525
+HK$3,331/mo
Deposit HK$11.82M · loan HK$11.82M · min. income ≈ HK$126,388/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,004,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,671
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$66,682
−HK$2,044/mo
Today · 4.125%
HK$68,726
baseline
▲ 0.50% · 4.625%
HK$72,908
+HK$4,182/mo
Deposit HK$9.45M · loan HK$14.18M · min. income ≈ HK$137,452/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,004,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,945
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$73,875
−HK$1,957/mo
Today · 4.125%
HK$75,832
baseline
▲ 0.50% · 4.625%
HK$79,830
+HK$3,998/mo
Deposit HK$9.45M · loan HK$14.18M · min. income ≈ HK$151,664/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,004,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,449
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$77,796
−HK$2,384/mo
Today · 4.125%
HK$80,180
baseline
▲ 0.50% · 4.625%
HK$85,059
+HK$4,879/mo
Deposit HK$7.09M · loan HK$16.54M · min. income ≈ HK$160,360/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,004,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,936
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$86,187
−HK$2,284/mo
Today · 4.125%
HK$88,471
baseline
▲ 0.50% · 4.625%
HK$93,135
+HK$4,664/mo
Deposit HK$7.09M · loan HK$16.54M · min. income ≈ HK$176,942/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$1,004,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,006
−HK$6,083/mo
▼ 0.25% · 3.875%
HK$100,023
−HK$3,066/mo
Today · 4.125%
HK$103,089
baseline
▲ 0.50% · 4.625%
HK$109,362
+HK$6,273/mo
Deposit HK$2.36M · loan HK$21.27M · min. income ≈ HK$206,178/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,004,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,918
−HK$5,831/mo
▼ 0.25% · 3.875%
HK$110,812
−HK$2,937/mo
Today · 4.125%
HK$113,749
baseline
▲ 0.50% · 4.625%
HK$119,745
+HK$5,996/mo
Deposit HK$2.36M · loan HK$21.27M · min. income ≈ HK$227,498/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,004,457 · Scale 2, in force from 26 Feb 2026)