LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,895
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$55,571
−HK$1,703/mo
Today · 4.125%
HK$57,274
baseline
▲ 0.50% · 4.625%
HK$60,759
+HK$3,485/mo
Deposit HK$11.82M · loan HK$11.82M · min. income ≈ HK$114,548/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,004,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,957
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,565
−HK$1,632/mo
Today · 4.125%
HK$63,197
baseline
▲ 0.50% · 4.625%
HK$66,528
+HK$3,331/mo
Deposit HK$11.82M · loan HK$11.82M · min. income ≈ HK$126,394/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,004,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,674
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$66,685
−HK$2,044/mo
Today · 4.125%
HK$68,729
baseline
▲ 0.50% · 4.625%
HK$72,911
+HK$4,182/mo
Deposit HK$9.45M · loan HK$14.18M · min. income ≈ HK$137,458/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,004,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,949
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$73,878
−HK$1,958/mo
Today · 4.125%
HK$75,836
baseline
▲ 0.50% · 4.625%
HK$79,833
+HK$3,997/mo
Deposit HK$9.45M · loan HK$14.18M · min. income ≈ HK$151,672/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,004,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,452
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$77,799
−HK$2,385/mo
Today · 4.125%
HK$80,184
baseline
▲ 0.50% · 4.625%
HK$85,063
+HK$4,879/mo
Deposit HK$7.09M · loan HK$16.54M · min. income ≈ HK$160,368/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,004,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,940
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$86,191
−HK$2,284/mo
Today · 4.125%
HK$88,475
baseline
▲ 0.50% · 4.625%
HK$93,139
+HK$4,664/mo
Deposit HK$7.09M · loan HK$16.54M · min. income ≈ HK$176,950/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,004,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,010
−HK$6,084/mo
▼ 0.25% · 3.875%
HK$100,028
−HK$3,066/mo
Today · 4.125%
HK$103,094
baseline
▲ 0.50% · 4.625%
HK$109,367
+HK$6,273/mo
Deposit HK$2.36M · loan HK$21.27M · min. income ≈ HK$206,188/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,004,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,923
−HK$5,831/mo
▼ 0.25% · 3.875%
HK$110,817
−HK$2,937/mo
Today · 4.125%
HK$113,754
baseline
▲ 0.50% · 4.625%
HK$119,750
+HK$5,996/mo
Deposit HK$2.36M · loan HK$21.27M · min. income ≈ HK$227,508/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,004,502 · Scale 2, in force from 26 Feb 2026)