LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,896
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$55,572
−HK$1,704/mo
Today · 4.125%
HK$57,276
baseline
▲ 0.50% · 4.625%
HK$60,761
+HK$3,485/mo
Deposit HK$11.82M · loan HK$11.82M · min. income ≈ HK$114,552/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,004,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,959
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$61,567
−HK$1,631/mo
Today · 4.125%
HK$63,198
baseline
▲ 0.50% · 4.625%
HK$66,529
+HK$3,331/mo
Deposit HK$11.82M · loan HK$11.82M · min. income ≈ HK$126,396/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,004,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,675
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,687
−HK$2,044/mo
Today · 4.125%
HK$68,731
baseline
▲ 0.50% · 4.625%
HK$72,913
+HK$4,182/mo
Deposit HK$9.45M · loan HK$14.18M · min. income ≈ HK$137,462/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,004,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,950
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,880
−HK$1,958/mo
Today · 4.125%
HK$75,838
baseline
▲ 0.50% · 4.625%
HK$79,835
+HK$3,997/mo
Deposit HK$9.45M · loan HK$14.18M · min. income ≈ HK$151,676/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,004,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,454
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$77,801
−HK$2,385/mo
Today · 4.125%
HK$80,186
baseline
▲ 0.50% · 4.625%
HK$85,065
+HK$4,879/mo
Deposit HK$7.09M · loan HK$16.55M · min. income ≈ HK$160,372/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,004,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,942
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$86,193
−HK$2,284/mo
Today · 4.125%
HK$88,477
baseline
▲ 0.50% · 4.625%
HK$93,141
+HK$4,664/mo
Deposit HK$7.09M · loan HK$16.55M · min. income ≈ HK$176,954/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,004,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,013
−HK$6,083/mo
▼ 0.25% · 3.875%
HK$100,030
−HK$3,066/mo
Today · 4.125%
HK$103,096
baseline
▲ 0.50% · 4.625%
HK$109,369
+HK$6,273/mo
Deposit HK$2.36M · loan HK$21.27M · min. income ≈ HK$206,192/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,004,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,926
−HK$5,831/mo
▼ 0.25% · 3.875%
HK$110,820
−HK$2,937/mo
Today · 4.125%
HK$113,757
baseline
▲ 0.50% · 4.625%
HK$119,753
+HK$5,996/mo
Deposit HK$2.36M · loan HK$21.27M · min. income ≈ HK$227,514/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,004,527 · Scale 2, in force from 26 Feb 2026)