LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,896
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$55,573
−HK$1,703/mo
Today · 4.125%
HK$57,276
baseline
▲ 0.50% · 4.625%
HK$60,761
+HK$3,485/mo
Deposit HK$11.82M · loan HK$11.82M · min. income ≈ HK$114,552/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,004,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,959
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,567
−HK$1,632/mo
Today · 4.125%
HK$63,199
baseline
▲ 0.50% · 4.625%
HK$66,530
+HK$3,331/mo
Deposit HK$11.82M · loan HK$11.82M · min. income ≈ HK$126,398/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,004,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,676
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$66,687
−HK$2,044/mo
Today · 4.125%
HK$68,731
baseline
▲ 0.50% · 4.625%
HK$72,913
+HK$4,182/mo
Deposit HK$9.45M · loan HK$14.18M · min. income ≈ HK$137,462/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,004,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,951
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$73,881
−HK$1,957/mo
Today · 4.125%
HK$75,838
baseline
▲ 0.50% · 4.625%
HK$79,836
+HK$3,998/mo
Deposit HK$9.45M · loan HK$14.18M · min. income ≈ HK$151,676/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,004,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,455
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$77,802
−HK$2,385/mo
Today · 4.125%
HK$80,187
baseline
▲ 0.50% · 4.625%
HK$85,066
+HK$4,879/mo
Deposit HK$7.09M · loan HK$16.55M · min. income ≈ HK$160,374/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,004,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,943
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$86,194
−HK$2,284/mo
Today · 4.125%
HK$88,478
baseline
▲ 0.50% · 4.625%
HK$93,142
+HK$4,664/mo
Deposit HK$7.09M · loan HK$16.55M · min. income ≈ HK$176,956/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,004,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,013
−HK$6,084/mo
▼ 0.25% · 3.875%
HK$100,031
−HK$3,066/mo
Today · 4.125%
HK$103,097
baseline
▲ 0.50% · 4.625%
HK$109,370
+HK$6,273/mo
Deposit HK$2.36M · loan HK$21.27M · min. income ≈ HK$206,194/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,004,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,926
−HK$5,831/mo
▼ 0.25% · 3.875%
HK$110,821
−HK$2,936/mo
Today · 4.125%
HK$113,757
baseline
▲ 0.50% · 4.625%
HK$119,754
+HK$5,997/mo
Deposit HK$2.36M · loan HK$21.27M · min. income ≈ HK$227,514/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,004,534 · Scale 2, in force from 26 Feb 2026)