LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,897
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$55,573
−HK$1,703/mo
Today · 4.125%
HK$57,276
baseline
▲ 0.50% · 4.625%
HK$60,762
+HK$3,486/mo
Deposit HK$11.82M · loan HK$11.82M · min. income ≈ HK$114,552/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,004,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,960
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$61,568
−HK$1,631/mo
Today · 4.125%
HK$63,199
baseline
▲ 0.50% · 4.625%
HK$66,530
+HK$3,331/mo
Deposit HK$11.82M · loan HK$11.82M · min. income ≈ HK$126,398/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,004,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,676
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,688
−HK$2,044/mo
Today · 4.125%
HK$68,732
baseline
▲ 0.50% · 4.625%
HK$72,914
+HK$4,182/mo
Deposit HK$9.45M · loan HK$14.18M · min. income ≈ HK$137,464/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,004,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,951
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,881
−HK$1,958/mo
Today · 4.125%
HK$75,839
baseline
▲ 0.50% · 4.625%
HK$79,836
+HK$3,997/mo
Deposit HK$9.45M · loan HK$14.18M · min. income ≈ HK$151,678/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,004,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,455
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$77,802
−HK$2,385/mo
Today · 4.125%
HK$80,187
baseline
▲ 0.50% · 4.625%
HK$85,066
+HK$4,879/mo
Deposit HK$7.09M · loan HK$16.55M · min. income ≈ HK$160,374/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,004,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,943
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$86,195
−HK$2,284/mo
Today · 4.125%
HK$88,479
baseline
▲ 0.50% · 4.625%
HK$93,142
+HK$4,663/mo
Deposit HK$7.09M · loan HK$16.55M · min. income ≈ HK$176,958/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,004,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,014
−HK$6,084/mo
▼ 0.25% · 3.875%
HK$100,032
−HK$3,066/mo
Today · 4.125%
HK$103,098
baseline
▲ 0.50% · 4.625%
HK$109,371
+HK$6,273/mo
Deposit HK$2.36M · loan HK$21.27M · min. income ≈ HK$206,196/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,004,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,927
−HK$5,831/mo
▼ 0.25% · 3.875%
HK$110,822
−HK$2,936/mo
Today · 4.125%
HK$113,758
baseline
▲ 0.50% · 4.625%
HK$119,754
+HK$5,996/mo
Deposit HK$2.36M · loan HK$21.27M · min. income ≈ HK$227,516/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,004,540 · Scale 2, in force from 26 Feb 2026)