LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,904
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$55,581
−HK$1,703/mo
Today · 4.125%
HK$57,284
baseline
▲ 0.50% · 4.625%
HK$60,770
+HK$3,486/mo
Deposit HK$11.82M · loan HK$11.82M · min. income ≈ HK$114,568/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,004,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,968
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,576
−HK$1,632/mo
Today · 4.125%
HK$63,208
baseline
▲ 0.50% · 4.625%
HK$66,540
+HK$3,332/mo
Deposit HK$11.82M · loan HK$11.82M · min. income ≈ HK$126,416/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,004,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,685
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,697
−HK$2,044/mo
Today · 4.125%
HK$68,741
baseline
▲ 0.50% · 4.625%
HK$72,924
+HK$4,183/mo
Deposit HK$9.46M · loan HK$14.18M · min. income ≈ HK$137,482/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,004,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,961
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,891
−HK$1,958/mo
Today · 4.125%
HK$75,849
baseline
▲ 0.50% · 4.625%
HK$79,847
+HK$3,998/mo
Deposit HK$9.46M · loan HK$14.18M · min. income ≈ HK$151,698/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,004,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,466
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$77,813
−HK$2,385/mo
Today · 4.125%
HK$80,198
baseline
▲ 0.50% · 4.625%
HK$85,078
+HK$4,880/mo
Deposit HK$7.09M · loan HK$16.55M · min. income ≈ HK$160,396/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,004,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,955
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$86,207
−HK$2,284/mo
Today · 4.125%
HK$88,491
baseline
▲ 0.50% · 4.625%
HK$93,155
+HK$4,664/mo
Deposit HK$7.09M · loan HK$16.55M · min. income ≈ HK$176,982/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,004,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,028
−HK$6,084/mo
▼ 0.25% · 3.875%
HK$100,046
−HK$3,066/mo
Today · 4.125%
HK$103,112
baseline
▲ 0.50% · 4.625%
HK$109,386
+HK$6,274/mo
Deposit HK$2.36M · loan HK$21.28M · min. income ≈ HK$206,224/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,004,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,942
−HK$5,832/mo
▼ 0.25% · 3.875%
HK$110,837
−HK$2,937/mo
Today · 4.125%
HK$113,774
baseline
▲ 0.50% · 4.625%
HK$119,771
+HK$5,997/mo
Deposit HK$2.36M · loan HK$21.28M · min. income ≈ HK$227,548/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,004,680 · Scale 2, in force from 26 Feb 2026)