LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,906
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$55,583
−HK$1,703/mo
Today · 4.125%
HK$57,286
baseline
▲ 0.50% · 4.625%
HK$60,772
+HK$3,486/mo
Deposit HK$11.82M · loan HK$11.82M · min. income ≈ HK$114,572/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,004,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,970
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,578
−HK$1,632/mo
Today · 4.125%
HK$63,210
baseline
▲ 0.50% · 4.625%
HK$66,541
+HK$3,331/mo
Deposit HK$11.82M · loan HK$11.82M · min. income ≈ HK$126,420/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,004,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,687
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,699
−HK$2,044/mo
Today · 4.125%
HK$68,743
baseline
▲ 0.50% · 4.625%
HK$72,926
+HK$4,183/mo
Deposit HK$9.46M · loan HK$14.18M · min. income ≈ HK$137,486/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,004,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,964
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$73,894
−HK$1,957/mo
Today · 4.125%
HK$75,851
baseline
▲ 0.50% · 4.625%
HK$79,850
+HK$3,999/mo
Deposit HK$9.46M · loan HK$14.18M · min. income ≈ HK$151,702/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,004,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,468
−HK$4,733/mo
▼ 0.25% · 3.875%
HK$77,816
−HK$2,385/mo
Today · 4.125%
HK$80,201
baseline
▲ 0.50% · 4.625%
HK$85,081
+HK$4,880/mo
Deposit HK$7.09M · loan HK$16.55M · min. income ≈ HK$160,402/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,004,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,957
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$86,209
−HK$2,284/mo
Today · 4.125%
HK$88,493
baseline
▲ 0.50% · 4.625%
HK$93,158
+HK$4,665/mo
Deposit HK$7.09M · loan HK$16.55M · min. income ≈ HK$176,986/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,004,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,030
−HK$6,085/mo
▼ 0.25% · 3.875%
HK$100,049
−HK$3,066/mo
Today · 4.125%
HK$103,115
baseline
▲ 0.50% · 4.625%
HK$109,389
+HK$6,274/mo
Deposit HK$2.36M · loan HK$21.28M · min. income ≈ HK$206,230/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,004,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,945
−HK$5,832/mo
▼ 0.25% · 3.875%
HK$110,840
−HK$2,937/mo
Today · 4.125%
HK$113,777
baseline
▲ 0.50% · 4.625%
HK$119,775
+HK$5,998/mo
Deposit HK$2.36M · loan HK$21.28M · min. income ≈ HK$227,554/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,004,709 · Scale 2, in force from 26 Feb 2026)