LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,909
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$55,586
−HK$1,704/mo
Today · 4.125%
HK$57,290
baseline
▲ 0.50% · 4.625%
HK$60,775
+HK$3,485/mo
Deposit HK$11.82M · loan HK$11.82M · min. income ≈ HK$114,580/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,004,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,973
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,582
−HK$1,631/mo
Today · 4.125%
HK$63,213
baseline
▲ 0.50% · 4.625%
HK$66,545
+HK$3,332/mo
Deposit HK$11.82M · loan HK$11.82M · min. income ≈ HK$126,426/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,004,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,691
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,703
−HK$2,044/mo
Today · 4.125%
HK$68,747
baseline
▲ 0.50% · 4.625%
HK$72,931
+HK$4,184/mo
Deposit HK$9.46M · loan HK$14.18M · min. income ≈ HK$137,494/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,004,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,968
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,898
−HK$1,958/mo
Today · 4.125%
HK$75,856
baseline
▲ 0.50% · 4.625%
HK$79,854
+HK$3,998/mo
Deposit HK$9.46M · loan HK$14.18M · min. income ≈ HK$151,712/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,004,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,473
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$77,820
−HK$2,385/mo
Today · 4.125%
HK$80,205
baseline
▲ 0.50% · 4.625%
HK$85,086
+HK$4,881/mo
Deposit HK$7.09M · loan HK$16.55M · min. income ≈ HK$160,410/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,004,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,962
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$86,214
−HK$2,285/mo
Today · 4.125%
HK$88,499
baseline
▲ 0.50% · 4.625%
HK$93,164
+HK$4,665/mo
Deposit HK$7.09M · loan HK$16.55M · min. income ≈ HK$176,998/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,004,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,036
−HK$6,085/mo
▼ 0.25% · 3.875%
HK$100,054
−HK$3,067/mo
Today · 4.125%
HK$103,121
baseline
▲ 0.50% · 4.625%
HK$109,396
+HK$6,275/mo
Deposit HK$2.36M · loan HK$21.28M · min. income ≈ HK$206,242/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,004,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,952
−HK$5,832/mo
▼ 0.25% · 3.875%
HK$110,847
−HK$2,937/mo
Today · 4.125%
HK$113,784
baseline
▲ 0.50% · 4.625%
HK$119,782
+HK$5,998/mo
Deposit HK$2.36M · loan HK$21.28M · min. income ≈ HK$227,568/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,004,769 · Scale 2, in force from 26 Feb 2026)