LTV · monthly repayment
▼ 0.50% · 3.625%
HK$539,097
−HK$33,807/mo
▼ 0.25% · 3.875%
HK$555,866
−HK$17,038/mo
Today · 4.125%
HK$572,904
baseline
▲ 0.50% · 4.625%
HK$607,763
+HK$34,859/mo
Deposit HK$118.21M · loan HK$118.21M · min. income ≈ HK$1,145,808/mo (50% DSR)
Upfront cash ≈ HK$133.58M (deposit + AVD stamp duty HK$15,367,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$599,741
−HK$32,402/mo
▼ 0.25% · 3.875%
HK$615,825
−HK$16,318/mo
Today · 4.125%
HK$632,143
baseline
▲ 0.50% · 4.625%
HK$665,464
+HK$33,321/mo
Deposit HK$118.21M · loan HK$118.21M · min. income ≈ HK$1,264,286/mo (50% DSR)
Upfront cash ≈ HK$133.58M (deposit + AVD stamp duty HK$15,367,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$646,917
−HK$40,567/mo
▼ 0.25% · 3.875%
HK$667,040
−HK$20,444/mo
Today · 4.125%
HK$687,484
baseline
▲ 0.50% · 4.625%
HK$729,316
+HK$41,832/mo
Deposit HK$94.57M · loan HK$141.85M · min. income ≈ HK$1,374,968/mo (50% DSR)
Upfront cash ≈ HK$109.94M (deposit + AVD stamp duty HK$15,367,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$719,689
−HK$38,882/mo
▼ 0.25% · 3.875%
HK$738,990
−HK$19,581/mo
Today · 4.125%
HK$758,571
baseline
▲ 0.50% · 4.625%
HK$798,557
+HK$39,986/mo
Deposit HK$94.57M · loan HK$141.85M · min. income ≈ HK$1,517,142/mo (50% DSR)
Upfront cash ≈ HK$109.94M (deposit + AVD stamp duty HK$15,367,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$754,736
−HK$47,329/mo
▼ 0.25% · 3.875%
HK$778,213
−HK$23,852/mo
Today · 4.125%
HK$802,065
baseline
▲ 0.50% · 4.625%
HK$850,869
+HK$48,804/mo
Deposit HK$70.93M · loan HK$165.49M · min. income ≈ HK$1,604,130/mo (50% DSR)
Upfront cash ≈ HK$86.29M (deposit + AVD stamp duty HK$15,367,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$839,637
−HK$45,363/mo
▼ 0.25% · 3.875%
HK$862,155
−HK$22,845/mo
Today · 4.125%
HK$885,000
baseline
▲ 0.50% · 4.625%
HK$931,649
+HK$46,649/mo
Deposit HK$70.93M · loan HK$165.49M · min. income ≈ HK$1,770,000/mo (50% DSR)
Upfront cash ≈ HK$86.29M (deposit + AVD stamp duty HK$15,367,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$970,375
−HK$60,852/mo
▼ 0.25% · 3.875%
HK$1,000,560
−HK$30,667/mo
Today · 4.125%
HK$1,031,227
baseline
▲ 0.50% · 4.625%
HK$1,093,974
+HK$62,747/mo
Deposit HK$23.64M · loan HK$212.78M · min. income ≈ HK$2,062,454/mo (50% DSR)
Upfront cash ≈ HK$39.01M (deposit + AVD stamp duty HK$15,367,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,079,533
−HK$58,324/mo
▼ 0.25% · 3.875%
HK$1,108,485
−HK$29,372/mo
Today · 4.125%
HK$1,137,857
baseline
▲ 0.50% · 4.625%
HK$1,197,835
+HK$59,978/mo
Deposit HK$23.64M · loan HK$212.78M · min. income ≈ HK$2,275,714/mo (50% DSR)
Upfront cash ≈ HK$39.01M (deposit + AVD stamp duty HK$15,367,279 · Scale 2, in force from 26 Feb 2026)