LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,910
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$55,587
−HK$1,704/mo
Today · 4.125%
HK$57,291
baseline
▲ 0.50% · 4.625%
HK$60,777
+HK$3,486/mo
Deposit HK$11.82M · loan HK$11.82M · min. income ≈ HK$114,582/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,004,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,975
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,583
−HK$1,632/mo
Today · 4.125%
HK$63,215
baseline
▲ 0.50% · 4.625%
HK$66,547
+HK$3,332/mo
Deposit HK$11.82M · loan HK$11.82M · min. income ≈ HK$126,430/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,004,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,692
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$66,705
−HK$2,044/mo
Today · 4.125%
HK$68,749
baseline
▲ 0.50% · 4.625%
HK$72,932
+HK$4,183/mo
Deposit HK$9.46M · loan HK$14.19M · min. income ≈ HK$137,498/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,004,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,970
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,900
−HK$1,958/mo
Today · 4.125%
HK$75,858
baseline
▲ 0.50% · 4.625%
HK$79,856
+HK$3,998/mo
Deposit HK$9.46M · loan HK$14.19M · min. income ≈ HK$151,716/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,004,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,474
−HK$4,733/mo
▼ 0.25% · 3.875%
HK$77,822
−HK$2,385/mo
Today · 4.125%
HK$80,207
baseline
▲ 0.50% · 4.625%
HK$85,088
+HK$4,881/mo
Deposit HK$7.09M · loan HK$16.55M · min. income ≈ HK$160,414/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,004,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,964
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$86,216
−HK$2,285/mo
Today · 4.125%
HK$88,501
baseline
▲ 0.50% · 4.625%
HK$93,166
+HK$4,665/mo
Deposit HK$7.09M · loan HK$16.55M · min. income ≈ HK$177,002/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,004,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,038
−HK$6,086/mo
▼ 0.25% · 3.875%
HK$100,057
−HK$3,067/mo
Today · 4.125%
HK$103,124
baseline
▲ 0.50% · 4.625%
HK$109,398
+HK$6,274/mo
Deposit HK$2.36M · loan HK$21.28M · min. income ≈ HK$206,248/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,004,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,954
−HK$5,833/mo
▼ 0.25% · 3.875%
HK$110,850
−HK$2,937/mo
Today · 4.125%
HK$113,787
baseline
▲ 0.50% · 4.625%
HK$119,785
+HK$5,998/mo
Deposit HK$2.36M · loan HK$21.28M · min. income ≈ HK$227,574/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,004,794 · Scale 2, in force from 26 Feb 2026)