LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,918
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,596
−HK$1,704/mo
Today · 4.125%
HK$57,300
baseline
▲ 0.50% · 4.625%
HK$60,786
+HK$3,486/mo
Deposit HK$11.82M · loan HK$11.82M · min. income ≈ HK$114,600/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,004,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,984
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$61,593
−HK$1,632/mo
Today · 4.125%
HK$63,225
baseline
▲ 0.50% · 4.625%
HK$66,557
+HK$3,332/mo
Deposit HK$11.82M · loan HK$11.82M · min. income ≈ HK$126,450/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,004,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,702
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$66,715
−HK$2,045/mo
Today · 4.125%
HK$68,760
baseline
▲ 0.50% · 4.625%
HK$72,943
+HK$4,183/mo
Deposit HK$9.46M · loan HK$14.19M · min. income ≈ HK$137,520/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,004,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,981
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,911
−HK$1,958/mo
Today · 4.125%
HK$75,869
baseline
▲ 0.50% · 4.625%
HK$79,869
+HK$4,000/mo
Deposit HK$9.46M · loan HK$14.19M · min. income ≈ HK$151,738/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,004,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,486
−HK$4,734/mo
▼ 0.25% · 3.875%
HK$77,834
−HK$2,386/mo
Today · 4.125%
HK$80,220
baseline
▲ 0.50% · 4.625%
HK$85,101
+HK$4,881/mo
Deposit HK$7.09M · loan HK$16.55M · min. income ≈ HK$160,440/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,004,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,977
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$86,230
−HK$2,284/mo
Today · 4.125%
HK$88,514
baseline
▲ 0.50% · 4.625%
HK$93,180
+HK$4,666/mo
Deposit HK$7.09M · loan HK$16.55M · min. income ≈ HK$177,028/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,004,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,053
−HK$6,086/mo
▼ 0.25% · 3.875%
HK$100,072
−HK$3,067/mo
Today · 4.125%
HK$103,139
baseline
▲ 0.50% · 4.625%
HK$109,415
+HK$6,276/mo
Deposit HK$2.36M · loan HK$21.28M · min. income ≈ HK$206,278/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,004,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,971
−HK$5,833/mo
▼ 0.25% · 3.875%
HK$110,867
−HK$2,937/mo
Today · 4.125%
HK$113,804
baseline
▲ 0.50% · 4.625%
HK$119,803
+HK$5,999/mo
Deposit HK$2.36M · loan HK$21.28M · min. income ≈ HK$227,608/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,004,947 · Scale 2, in force from 26 Feb 2026)