LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,929
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,607
−HK$1,704/mo
Today · 4.125%
HK$57,311
baseline
▲ 0.50% · 4.625%
HK$60,798
+HK$3,487/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$114,622/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,005,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,996
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$61,605
−HK$1,632/mo
Today · 4.125%
HK$63,237
baseline
▲ 0.50% · 4.625%
HK$66,571
+HK$3,334/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$126,474/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,005,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,715
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$66,728
−HK$2,045/mo
Today · 4.125%
HK$68,773
baseline
▲ 0.50% · 4.625%
HK$72,958
+HK$4,185/mo
Deposit HK$9.46M · loan HK$14.19M · min. income ≈ HK$137,546/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,995
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$73,926
−HK$1,959/mo
Today · 4.125%
HK$75,885
baseline
▲ 0.50% · 4.625%
HK$79,885
+HK$4,000/mo
Deposit HK$9.46M · loan HK$14.19M · min. income ≈ HK$151,770/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,501
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$77,850
−HK$2,386/mo
Today · 4.125%
HK$80,236
baseline
▲ 0.50% · 4.625%
HK$85,118
+HK$4,882/mo
Deposit HK$7.10M · loan HK$16.56M · min. income ≈ HK$160,472/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,005,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,994
−HK$4,538/mo
▼ 0.25% · 3.875%
HK$86,247
−HK$2,285/mo
Today · 4.125%
HK$88,532
baseline
▲ 0.50% · 4.625%
HK$93,199
+HK$4,667/mo
Deposit HK$7.10M · loan HK$16.56M · min. income ≈ HK$177,064/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,005,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,073
−HK$6,087/mo
▼ 0.25% · 3.875%
HK$100,092
−HK$3,068/mo
Today · 4.125%
HK$103,160
baseline
▲ 0.50% · 4.625%
HK$109,437
+HK$6,277/mo
Deposit HK$2.37M · loan HK$21.29M · min. income ≈ HK$206,320/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,993
−HK$5,834/mo
▼ 0.25% · 3.875%
HK$110,889
−HK$2,938/mo
Today · 4.125%
HK$113,827
baseline
▲ 0.50% · 4.625%
HK$119,827
+HK$6,000/mo
Deposit HK$2.37M · loan HK$21.29M · min. income ≈ HK$227,654/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,150 · Scale 2, in force from 26 Feb 2026)