LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,935
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,613
−HK$1,704/mo
Today · 4.125%
HK$57,317
baseline
▲ 0.50% · 4.625%
HK$60,805
+HK$3,488/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$114,634/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,005,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,002
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,611
−HK$1,633/mo
Today · 4.125%
HK$63,244
baseline
▲ 0.50% · 4.625%
HK$66,578
+HK$3,334/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$126,488/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,005,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,722
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$66,735
−HK$2,046/mo
Today · 4.125%
HK$68,781
baseline
▲ 0.50% · 4.625%
HK$72,966
+HK$4,185/mo
Deposit HK$9.46M · loan HK$14.19M · min. income ≈ HK$137,562/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,003
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$73,934
−HK$1,959/mo
Today · 4.125%
HK$75,893
baseline
▲ 0.50% · 4.625%
HK$79,893
+HK$4,000/mo
Deposit HK$9.46M · loan HK$14.19M · min. income ≈ HK$151,786/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,509
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$77,858
−HK$2,386/mo
Today · 4.125%
HK$80,244
baseline
▲ 0.50% · 4.625%
HK$85,127
+HK$4,883/mo
Deposit HK$7.10M · loan HK$16.56M · min. income ≈ HK$160,488/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,005,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,003
−HK$4,539/mo
▼ 0.25% · 3.875%
HK$86,256
−HK$2,286/mo
Today · 4.125%
HK$88,542
baseline
▲ 0.50% · 4.625%
HK$93,209
+HK$4,667/mo
Deposit HK$7.10M · loan HK$16.56M · min. income ≈ HK$177,084/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,005,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,083
−HK$6,088/mo
▼ 0.25% · 3.875%
HK$100,103
−HK$3,068/mo
Today · 4.125%
HK$103,171
baseline
▲ 0.50% · 4.625%
HK$109,449
+HK$6,278/mo
Deposit HK$2.37M · loan HK$21.29M · min. income ≈ HK$206,342/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,004
−HK$5,835/mo
▼ 0.25% · 3.875%
HK$110,901
−HK$2,938/mo
Today · 4.125%
HK$113,839
baseline
▲ 0.50% · 4.625%
HK$119,840
+HK$6,001/mo
Deposit HK$2.37M · loan HK$21.29M · min. income ≈ HK$227,678/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,257 · Scale 2, in force from 26 Feb 2026)