LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,936
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,614
−HK$1,704/mo
Today · 4.125%
HK$57,318
baseline
▲ 0.50% · 4.625%
HK$60,806
+HK$3,488/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$114,636/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,005,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,003
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,613
−HK$1,632/mo
Today · 4.125%
HK$63,245
baseline
▲ 0.50% · 4.625%
HK$66,579
+HK$3,334/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$126,490/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,005,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,723
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$66,737
−HK$2,045/mo
Today · 4.125%
HK$68,782
baseline
▲ 0.50% · 4.625%
HK$72,967
+HK$4,185/mo
Deposit HK$9.46M · loan HK$14.19M · min. income ≈ HK$137,564/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,004
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$73,935
−HK$1,959/mo
Today · 4.125%
HK$75,894
baseline
▲ 0.50% · 4.625%
HK$79,895
+HK$4,001/mo
Deposit HK$9.46M · loan HK$14.19M · min. income ≈ HK$151,788/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,511
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$77,860
−HK$2,386/mo
Today · 4.125%
HK$80,246
baseline
▲ 0.50% · 4.625%
HK$85,129
+HK$4,883/mo
Deposit HK$7.10M · loan HK$16.56M · min. income ≈ HK$160,492/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,005,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,005
−HK$4,538/mo
▼ 0.25% · 3.875%
HK$86,258
−HK$2,285/mo
Today · 4.125%
HK$88,543
baseline
▲ 0.50% · 4.625%
HK$93,211
+HK$4,668/mo
Deposit HK$7.10M · loan HK$16.56M · min. income ≈ HK$177,086/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,005,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,085
−HK$6,088/mo
▼ 0.25% · 3.875%
HK$100,105
−HK$3,068/mo
Today · 4.125%
HK$103,173
baseline
▲ 0.50% · 4.625%
HK$109,451
+HK$6,278/mo
Deposit HK$2.37M · loan HK$21.29M · min. income ≈ HK$206,346/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,006
−HK$5,836/mo
▼ 0.25% · 3.875%
HK$110,903
−HK$2,939/mo
Today · 4.125%
HK$113,842
baseline
▲ 0.50% · 4.625%
HK$119,842
+HK$6,000/mo
Deposit HK$2.37M · loan HK$21.29M · min. income ≈ HK$227,684/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,277 · Scale 2, in force from 26 Feb 2026)