LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,937
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,615
−HK$1,704/mo
Today · 4.125%
HK$57,319
baseline
▲ 0.50% · 4.625%
HK$60,807
+HK$3,488/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$114,638/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,005,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,004
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,613
−HK$1,633/mo
Today · 4.125%
HK$63,246
baseline
▲ 0.50% · 4.625%
HK$66,580
+HK$3,334/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$126,492/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,005,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,724
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$66,737
−HK$2,046/mo
Today · 4.125%
HK$68,783
baseline
▲ 0.50% · 4.625%
HK$72,968
+HK$4,185/mo
Deposit HK$9.46M · loan HK$14.19M · min. income ≈ HK$137,566/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,005
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$73,936
−HK$1,959/mo
Today · 4.125%
HK$75,895
baseline
▲ 0.50% · 4.625%
HK$79,896
+HK$4,001/mo
Deposit HK$9.46M · loan HK$14.19M · min. income ≈ HK$151,790/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,511
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$77,860
−HK$2,387/mo
Today · 4.125%
HK$80,247
baseline
▲ 0.50% · 4.625%
HK$85,130
+HK$4,883/mo
Deposit HK$7.10M · loan HK$16.56M · min. income ≈ HK$160,494/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,005,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,006
−HK$4,538/mo
▼ 0.25% · 3.875%
HK$86,259
−HK$2,285/mo
Today · 4.125%
HK$88,544
baseline
▲ 0.50% · 4.625%
HK$93,212
+HK$4,668/mo
Deposit HK$7.10M · loan HK$16.56M · min. income ≈ HK$177,088/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,005,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,086
−HK$6,088/mo
▼ 0.25% · 3.875%
HK$100,106
−HK$3,068/mo
Today · 4.125%
HK$103,174
baseline
▲ 0.50% · 4.625%
HK$109,452
+HK$6,278/mo
Deposit HK$2.37M · loan HK$21.29M · min. income ≈ HK$206,348/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,007
−HK$5,836/mo
▼ 0.25% · 3.875%
HK$110,904
−HK$2,939/mo
Today · 4.125%
HK$113,843
baseline
▲ 0.50% · 4.625%
HK$119,844
+HK$6,001/mo
Deposit HK$2.37M · loan HK$21.29M · min. income ≈ HK$227,686/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,288 · Scale 2, in force from 26 Feb 2026)