LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,942
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,620
−HK$1,704/mo
Today · 4.125%
HK$57,324
baseline
▲ 0.50% · 4.625%
HK$60,812
+HK$3,488/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$114,648/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,005,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,010
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,619
−HK$1,633/mo
Today · 4.125%
HK$63,252
baseline
▲ 0.50% · 4.625%
HK$66,586
+HK$3,334/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$126,504/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,005,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,730
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$66,743
−HK$2,046/mo
Today · 4.125%
HK$68,789
baseline
▲ 0.50% · 4.625%
HK$72,975
+HK$4,186/mo
Deposit HK$9.46M · loan HK$14.19M · min. income ≈ HK$137,578/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,011
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,943
−HK$1,959/mo
Today · 4.125%
HK$75,902
baseline
▲ 0.50% · 4.625%
HK$79,903
+HK$4,001/mo
Deposit HK$9.46M · loan HK$14.19M · min. income ≈ HK$151,804/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,518
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$77,867
−HK$2,387/mo
Today · 4.125%
HK$80,254
baseline
▲ 0.50% · 4.625%
HK$85,137
+HK$4,883/mo
Deposit HK$7.10M · loan HK$16.56M · min. income ≈ HK$160,508/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,005,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,013
−HK$4,539/mo
▼ 0.25% · 3.875%
HK$86,267
−HK$2,285/mo
Today · 4.125%
HK$88,552
baseline
▲ 0.50% · 4.625%
HK$93,220
+HK$4,668/mo
Deposit HK$7.10M · loan HK$16.56M · min. income ≈ HK$177,104/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,005,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,095
−HK$6,089/mo
▼ 0.25% · 3.875%
HK$100,115
−HK$3,069/mo
Today · 4.125%
HK$103,184
baseline
▲ 0.50% · 4.625%
HK$109,462
+HK$6,278/mo
Deposit HK$2.37M · loan HK$21.29M · min. income ≈ HK$206,368/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,017
−HK$5,836/mo
▼ 0.25% · 3.875%
HK$110,914
−HK$2,939/mo
Today · 4.125%
HK$113,853
baseline
▲ 0.50% · 4.625%
HK$119,854
+HK$6,001/mo
Deposit HK$2.37M · loan HK$21.29M · min. income ≈ HK$227,706/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,379 · Scale 2, in force from 26 Feb 2026)