LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,942
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$55,620
−HK$1,705/mo
Today · 4.125%
HK$57,325
baseline
▲ 0.50% · 4.625%
HK$60,813
+HK$3,488/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$114,650/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,005,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,010
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$61,620
−HK$1,633/mo
Today · 4.125%
HK$63,253
baseline
▲ 0.50% · 4.625%
HK$66,587
+HK$3,334/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$126,506/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,005,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,731
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$66,744
−HK$2,046/mo
Today · 4.125%
HK$68,790
baseline
▲ 0.50% · 4.625%
HK$72,976
+HK$4,186/mo
Deposit HK$9.46M · loan HK$14.19M · min. income ≈ HK$137,580/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,012
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,944
−HK$1,959/mo
Today · 4.125%
HK$75,903
baseline
▲ 0.50% · 4.625%
HK$79,904
+HK$4,001/mo
Deposit HK$9.46M · loan HK$14.19M · min. income ≈ HK$151,806/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,519
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$77,868
−HK$2,387/mo
Today · 4.125%
HK$80,255
baseline
▲ 0.50% · 4.625%
HK$85,138
+HK$4,883/mo
Deposit HK$7.10M · loan HK$16.56M · min. income ≈ HK$160,510/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,005,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,014
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$86,268
−HK$2,286/mo
Today · 4.125%
HK$88,554
baseline
▲ 0.50% · 4.625%
HK$93,221
+HK$4,667/mo
Deposit HK$7.10M · loan HK$16.56M · min. income ≈ HK$177,108/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,005,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,096
−HK$6,089/mo
▼ 0.25% · 3.875%
HK$100,117
−HK$3,068/mo
Today · 4.125%
HK$103,185
baseline
▲ 0.50% · 4.625%
HK$109,464
+HK$6,279/mo
Deposit HK$2.37M · loan HK$21.29M · min. income ≈ HK$206,370/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,019
−HK$5,836/mo
▼ 0.25% · 3.875%
HK$110,916
−HK$2,939/mo
Today · 4.125%
HK$113,855
baseline
▲ 0.50% · 4.625%
HK$119,856
+HK$6,001/mo
Deposit HK$2.37M · loan HK$21.29M · min. income ≈ HK$227,710/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,392 · Scale 2, in force from 26 Feb 2026)