LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,943
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,621
−HK$1,704/mo
Today · 4.125%
HK$57,325
baseline
▲ 0.50% · 4.625%
HK$60,813
+HK$3,488/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$114,650/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,005,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,011
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,620
−HK$1,633/mo
Today · 4.125%
HK$63,253
baseline
▲ 0.50% · 4.625%
HK$66,587
+HK$3,334/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$126,506/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,005,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,731
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$66,745
−HK$2,045/mo
Today · 4.125%
HK$68,790
baseline
▲ 0.50% · 4.625%
HK$72,976
+HK$4,186/mo
Deposit HK$9.46M · loan HK$14.19M · min. income ≈ HK$137,580/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,013
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$73,944
−HK$1,959/mo
Today · 4.125%
HK$75,903
baseline
▲ 0.50% · 4.625%
HK$79,904
+HK$4,001/mo
Deposit HK$9.46M · loan HK$14.19M · min. income ≈ HK$151,806/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,520
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$77,869
−HK$2,387/mo
Today · 4.125%
HK$80,256
baseline
▲ 0.50% · 4.625%
HK$85,139
+HK$4,883/mo
Deposit HK$7.10M · loan HK$16.56M · min. income ≈ HK$160,512/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,005,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,015
−HK$4,539/mo
▼ 0.25% · 3.875%
HK$86,268
−HK$2,286/mo
Today · 4.125%
HK$88,554
baseline
▲ 0.50% · 4.625%
HK$93,222
+HK$4,668/mo
Deposit HK$7.10M · loan HK$16.56M · min. income ≈ HK$177,108/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,005,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,097
−HK$6,089/mo
▼ 0.25% · 3.875%
HK$100,117
−HK$3,069/mo
Today · 4.125%
HK$103,186
baseline
▲ 0.50% · 4.625%
HK$109,464
+HK$6,278/mo
Deposit HK$2.37M · loan HK$21.29M · min. income ≈ HK$206,372/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,019
−HK$5,836/mo
▼ 0.25% · 3.875%
HK$110,916
−HK$2,939/mo
Today · 4.125%
HK$113,855
baseline
▲ 0.50% · 4.625%
HK$119,857
+HK$6,002/mo
Deposit HK$2.37M · loan HK$21.29M · min. income ≈ HK$227,710/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,398 · Scale 2, in force from 26 Feb 2026)