LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,943
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$55,621
−HK$1,705/mo
Today · 4.125%
HK$57,326
baseline
▲ 0.50% · 4.625%
HK$60,814
+HK$3,488/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$114,652/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,005,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,011
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,621
−HK$1,632/mo
Today · 4.125%
HK$63,253
baseline
▲ 0.50% · 4.625%
HK$66,587
+HK$3,334/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$126,506/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,005,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,732
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$66,745
−HK$2,046/mo
Today · 4.125%
HK$68,791
baseline
▲ 0.50% · 4.625%
HK$72,977
+HK$4,186/mo
Deposit HK$9.46M · loan HK$14.19M · min. income ≈ HK$137,582/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,013
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,945
−HK$1,959/mo
Today · 4.125%
HK$75,904
baseline
▲ 0.50% · 4.625%
HK$79,905
+HK$4,001/mo
Deposit HK$9.46M · loan HK$14.19M · min. income ≈ HK$151,808/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,520
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$77,869
−HK$2,387/mo
Today · 4.125%
HK$80,256
baseline
▲ 0.50% · 4.625%
HK$85,139
+HK$4,883/mo
Deposit HK$7.10M · loan HK$16.56M · min. income ≈ HK$160,512/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,005,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,015
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$86,269
−HK$2,286/mo
Today · 4.125%
HK$88,555
baseline
▲ 0.50% · 4.625%
HK$93,222
+HK$4,667/mo
Deposit HK$7.10M · loan HK$16.56M · min. income ≈ HK$177,110/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,005,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,097
−HK$6,089/mo
▼ 0.25% · 3.875%
HK$100,118
−HK$3,068/mo
Today · 4.125%
HK$103,186
baseline
▲ 0.50% · 4.625%
HK$109,465
+HK$6,279/mo
Deposit HK$2.37M · loan HK$21.29M · min. income ≈ HK$206,372/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,020
−HK$5,836/mo
▼ 0.25% · 3.875%
HK$110,917
−HK$2,939/mo
Today · 4.125%
HK$113,856
baseline
▲ 0.50% · 4.625%
HK$119,857
+HK$6,001/mo
Deposit HK$2.37M · loan HK$21.29M · min. income ≈ HK$227,712/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,404 · Scale 2, in force from 26 Feb 2026)