LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,944
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$55,622
−HK$1,705/mo
Today · 4.125%
HK$57,327
baseline
▲ 0.50% · 4.625%
HK$60,815
+HK$3,488/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$114,654/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,005,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,012
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$61,622
−HK$1,633/mo
Today · 4.125%
HK$63,255
baseline
▲ 0.50% · 4.625%
HK$66,589
+HK$3,334/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$126,510/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,005,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,733
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$66,747
−HK$2,045/mo
Today · 4.125%
HK$68,792
baseline
▲ 0.50% · 4.625%
HK$72,978
+HK$4,186/mo
Deposit HK$9.46M · loan HK$14.19M · min. income ≈ HK$137,584/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,015
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,946
−HK$1,960/mo
Today · 4.125%
HK$75,906
baseline
▲ 0.50% · 4.625%
HK$79,907
+HK$4,001/mo
Deposit HK$9.46M · loan HK$14.19M · min. income ≈ HK$151,812/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,522
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$77,871
−HK$2,387/mo
Today · 4.125%
HK$80,258
baseline
▲ 0.50% · 4.625%
HK$85,141
+HK$4,883/mo
Deposit HK$7.10M · loan HK$16.56M · min. income ≈ HK$160,516/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,005,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,017
−HK$4,539/mo
▼ 0.25% · 3.875%
HK$86,271
−HK$2,285/mo
Today · 4.125%
HK$88,556
baseline
▲ 0.50% · 4.625%
HK$93,224
+HK$4,668/mo
Deposit HK$7.10M · loan HK$16.56M · min. income ≈ HK$177,112/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,005,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,099
−HK$6,089/mo
▼ 0.25% · 3.875%
HK$100,120
−HK$3,068/mo
Today · 4.125%
HK$103,188
baseline
▲ 0.50% · 4.625%
HK$109,467
+HK$6,279/mo
Deposit HK$2.37M · loan HK$21.29M · min. income ≈ HK$206,376/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,022
−HK$5,836/mo
▼ 0.25% · 3.875%
HK$110,919
−HK$2,939/mo
Today · 4.125%
HK$113,858
baseline
▲ 0.50% · 4.625%
HK$119,860
+HK$6,002/mo
Deposit HK$2.37M · loan HK$21.29M · min. income ≈ HK$227,716/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,425 · Scale 2, in force from 26 Feb 2026)