LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,946
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$55,624
−HK$1,705/mo
Today · 4.125%
HK$57,329
baseline
▲ 0.50% · 4.625%
HK$60,817
+HK$3,488/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$114,658/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,005,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,014
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,624
−HK$1,632/mo
Today · 4.125%
HK$63,256
baseline
▲ 0.50% · 4.625%
HK$66,591
+HK$3,335/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$126,512/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,005,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,735
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$66,748
−HK$2,046/mo
Today · 4.125%
HK$68,794
baseline
▲ 0.50% · 4.625%
HK$72,980
+HK$4,186/mo
Deposit HK$9.46M · loan HK$14.19M · min. income ≈ HK$137,588/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,017
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,948
−HK$1,960/mo
Today · 4.125%
HK$75,908
baseline
▲ 0.50% · 4.625%
HK$79,909
+HK$4,001/mo
Deposit HK$9.46M · loan HK$14.19M · min. income ≈ HK$151,816/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,524
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$77,873
−HK$2,387/mo
Today · 4.125%
HK$80,260
baseline
▲ 0.50% · 4.625%
HK$85,144
+HK$4,884/mo
Deposit HK$7.10M · loan HK$16.56M · min. income ≈ HK$160,520/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,005,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,020
−HK$4,539/mo
▼ 0.25% · 3.875%
HK$86,273
−HK$2,286/mo
Today · 4.125%
HK$88,559
baseline
▲ 0.50% · 4.625%
HK$93,227
+HK$4,668/mo
Deposit HK$7.10M · loan HK$16.56M · min. income ≈ HK$177,118/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,005,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,102
−HK$6,089/mo
▼ 0.25% · 3.875%
HK$100,123
−HK$3,068/mo
Today · 4.125%
HK$103,191
baseline
▲ 0.50% · 4.625%
HK$109,470
+HK$6,279/mo
Deposit HK$2.37M · loan HK$21.29M · min. income ≈ HK$206,382/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,025
−HK$5,837/mo
▼ 0.25% · 3.875%
HK$110,922
−HK$2,940/mo
Today · 4.125%
HK$113,862
baseline
▲ 0.50% · 4.625%
HK$119,863
+HK$6,001/mo
Deposit HK$2.37M · loan HK$21.29M · min. income ≈ HK$227,724/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,454 · Scale 2, in force from 26 Feb 2026)