LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,948
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$55,626
−HK$1,705/mo
Today · 4.125%
HK$57,331
baseline
▲ 0.50% · 4.625%
HK$60,819
+HK$3,488/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$114,662/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,005,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,016
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$61,626
−HK$1,633/mo
Today · 4.125%
HK$63,259
baseline
▲ 0.50% · 4.625%
HK$66,593
+HK$3,334/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$126,518/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,005,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,737
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$66,751
−HK$2,046/mo
Today · 4.125%
HK$68,797
baseline
▲ 0.50% · 4.625%
HK$72,983
+HK$4,186/mo
Deposit HK$9.46M · loan HK$14.20M · min. income ≈ HK$137,594/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,019
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,951
−HK$1,959/mo
Today · 4.125%
HK$75,910
baseline
▲ 0.50% · 4.625%
HK$79,912
+HK$4,002/mo
Deposit HK$9.46M · loan HK$14.20M · min. income ≈ HK$151,820/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,527
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$77,876
−HK$2,387/mo
Today · 4.125%
HK$80,263
baseline
▲ 0.50% · 4.625%
HK$85,147
+HK$4,884/mo
Deposit HK$7.10M · loan HK$16.56M · min. income ≈ HK$160,526/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,005,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,023
−HK$4,539/mo
▼ 0.25% · 3.875%
HK$86,276
−HK$2,286/mo
Today · 4.125%
HK$88,562
baseline
▲ 0.50% · 4.625%
HK$93,230
+HK$4,668/mo
Deposit HK$7.10M · loan HK$16.56M · min. income ≈ HK$177,124/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,005,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,106
−HK$6,089/mo
▼ 0.25% · 3.875%
HK$100,126
−HK$3,069/mo
Today · 4.125%
HK$103,195
baseline
▲ 0.50% · 4.625%
HK$109,474
+HK$6,279/mo
Deposit HK$2.37M · loan HK$21.29M · min. income ≈ HK$206,390/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,029
−HK$5,837/mo
▼ 0.25% · 3.875%
HK$110,926
−HK$2,940/mo
Today · 4.125%
HK$113,866
baseline
▲ 0.50% · 4.625%
HK$119,868
+HK$6,002/mo
Deposit HK$2.37M · loan HK$21.29M · min. income ≈ HK$227,732/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,489 · Scale 2, in force from 26 Feb 2026)