LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,951
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,630
−HK$1,705/mo
Today · 4.125%
HK$57,335
baseline
▲ 0.50% · 4.625%
HK$60,823
+HK$3,488/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$114,670/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,005,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,020
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$61,630
−HK$1,633/mo
Today · 4.125%
HK$63,263
baseline
▲ 0.50% · 4.625%
HK$66,598
+HK$3,335/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$126,526/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,005,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,742
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$66,755
−HK$2,046/mo
Today · 4.125%
HK$68,801
baseline
▲ 0.50% · 4.625%
HK$72,988
+HK$4,187/mo
Deposit HK$9.46M · loan HK$14.20M · min. income ≈ HK$137,602/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,024
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$73,956
−HK$1,960/mo
Today · 4.125%
HK$75,916
baseline
▲ 0.50% · 4.625%
HK$79,917
+HK$4,001/mo
Deposit HK$9.46M · loan HK$14.20M · min. income ≈ HK$151,832/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,532
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$77,881
−HK$2,387/mo
Today · 4.125%
HK$80,268
baseline
▲ 0.50% · 4.625%
HK$85,153
+HK$4,885/mo
Deposit HK$7.10M · loan HK$16.56M · min. income ≈ HK$160,536/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,005,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,028
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$86,282
−HK$2,286/mo
Today · 4.125%
HK$88,568
baseline
▲ 0.50% · 4.625%
HK$93,237
+HK$4,669/mo
Deposit HK$7.10M · loan HK$16.56M · min. income ≈ HK$177,136/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,005,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,112
−HK$6,090/mo
▼ 0.25% · 3.875%
HK$100,133
−HK$3,069/mo
Today · 4.125%
HK$103,202
baseline
▲ 0.50% · 4.625%
HK$109,482
+HK$6,280/mo
Deposit HK$2.37M · loan HK$21.29M · min. income ≈ HK$206,404/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,037
−HK$5,836/mo
▼ 0.25% · 3.875%
HK$110,934
−HK$2,939/mo
Today · 4.125%
HK$113,873
baseline
▲ 0.50% · 4.625%
HK$119,876
+HK$6,003/mo
Deposit HK$2.37M · loan HK$21.29M · min. income ≈ HK$227,746/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,559 · Scale 2, in force from 26 Feb 2026)