LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,953
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,631
−HK$1,706/mo
Today · 4.125%
HK$57,337
baseline
▲ 0.50% · 4.625%
HK$60,825
+HK$3,488/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$114,674/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,005,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,022
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$61,632
−HK$1,633/mo
Today · 4.125%
HK$63,265
baseline
▲ 0.50% · 4.625%
HK$66,600
+HK$3,335/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$126,530/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,005,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,744
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$66,758
−HK$2,046/mo
Today · 4.125%
HK$68,804
baseline
▲ 0.50% · 4.625%
HK$72,990
+HK$4,186/mo
Deposit HK$9.46M · loan HK$14.20M · min. income ≈ HK$137,608/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,027
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,959
−HK$1,959/mo
Today · 4.125%
HK$75,918
baseline
▲ 0.50% · 4.625%
HK$79,920
+HK$4,002/mo
Deposit HK$9.46M · loan HK$14.20M · min. income ≈ HK$151,836/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,535
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$77,884
−HK$2,387/mo
Today · 4.125%
HK$80,271
baseline
▲ 0.50% · 4.625%
HK$85,156
+HK$4,885/mo
Deposit HK$7.10M · loan HK$16.56M · min. income ≈ HK$160,542/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,005,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,031
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$86,285
−HK$2,286/mo
Today · 4.125%
HK$88,571
baseline
▲ 0.50% · 4.625%
HK$93,240
+HK$4,669/mo
Deposit HK$7.10M · loan HK$16.56M · min. income ≈ HK$177,142/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,005,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,116
−HK$6,090/mo
▼ 0.25% · 3.875%
HK$100,137
−HK$3,069/mo
Today · 4.125%
HK$103,206
baseline
▲ 0.50% · 4.625%
HK$109,486
+HK$6,280/mo
Deposit HK$2.37M · loan HK$21.29M · min. income ≈ HK$206,412/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,040
−HK$5,837/mo
▼ 0.25% · 3.875%
HK$110,938
−HK$2,939/mo
Today · 4.125%
HK$113,877
baseline
▲ 0.50% · 4.625%
HK$119,880
+HK$6,003/mo
Deposit HK$2.37M · loan HK$21.29M · min. income ≈ HK$227,754/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,594 · Scale 2, in force from 26 Feb 2026)