LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,958
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,636
−HK$1,706/mo
Today · 4.125%
HK$57,342
baseline
▲ 0.50% · 4.625%
HK$60,831
+HK$3,489/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$114,684/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,005,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,028
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$61,638
−HK$1,633/mo
Today · 4.125%
HK$63,271
baseline
▲ 0.50% · 4.625%
HK$66,606
+HK$3,335/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$126,542/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,005,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,749
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$66,764
−HK$2,046/mo
Today · 4.125%
HK$68,810
baseline
▲ 0.50% · 4.625%
HK$72,997
+HK$4,187/mo
Deposit HK$9.47M · loan HK$14.20M · min. income ≈ HK$137,620/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,033
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$73,965
−HK$1,960/mo
Today · 4.125%
HK$75,925
baseline
▲ 0.50% · 4.625%
HK$79,927
+HK$4,002/mo
Deposit HK$9.47M · loan HK$14.20M · min. income ≈ HK$151,850/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,541
−HK$4,737/mo
▼ 0.25% · 3.875%
HK$77,891
−HK$2,387/mo
Today · 4.125%
HK$80,278
baseline
▲ 0.50% · 4.625%
HK$85,163
+HK$4,885/mo
Deposit HK$7.10M · loan HK$16.56M · min. income ≈ HK$160,556/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,005,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,039
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$86,293
−HK$2,286/mo
Today · 4.125%
HK$88,579
baseline
▲ 0.50% · 4.625%
HK$93,248
+HK$4,669/mo
Deposit HK$7.10M · loan HK$16.56M · min. income ≈ HK$177,158/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$1,005,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,124
−HK$6,091/mo
▼ 0.25% · 3.875%
HK$100,145
−HK$3,070/mo
Today · 4.125%
HK$103,215
baseline
▲ 0.50% · 4.625%
HK$109,495
+HK$6,280/mo
Deposit HK$2.37M · loan HK$21.30M · min. income ≈ HK$206,430/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,050
−HK$5,837/mo
▼ 0.25% · 3.875%
HK$110,948
−HK$2,939/mo
Today · 4.125%
HK$113,887
baseline
▲ 0.50% · 4.625%
HK$119,890
+HK$6,003/mo
Deposit HK$2.37M · loan HK$21.30M · min. income ≈ HK$227,774/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,681 · Scale 2, in force from 26 Feb 2026)