LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,962
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,641
−HK$1,705/mo
Today · 4.125%
HK$57,346
baseline
▲ 0.50% · 4.625%
HK$60,836
+HK$3,490/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$114,692/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,005,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,032
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,643
−HK$1,633/mo
Today · 4.125%
HK$63,276
baseline
▲ 0.50% · 4.625%
HK$66,611
+HK$3,335/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$126,552/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,005,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,755
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$66,769
−HK$2,046/mo
Today · 4.125%
HK$68,815
baseline
▲ 0.50% · 4.625%
HK$73,003
+HK$4,188/mo
Deposit HK$9.47M · loan HK$14.20M · min. income ≈ HK$137,630/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,039
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$73,971
−HK$1,960/mo
Today · 4.125%
HK$75,931
baseline
▲ 0.50% · 4.625%
HK$79,933
+HK$4,002/mo
Deposit HK$9.47M · loan HK$14.20M · min. income ≈ HK$151,862/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,547
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$77,897
−HK$2,388/mo
Today · 4.125%
HK$80,285
baseline
▲ 0.50% · 4.625%
HK$85,170
+HK$4,885/mo
Deposit HK$7.10M · loan HK$16.57M · min. income ≈ HK$160,570/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,005,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,045
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$86,300
−HK$2,286/mo
Today · 4.125%
HK$88,586
baseline
▲ 0.50% · 4.625%
HK$93,256
+HK$4,670/mo
Deposit HK$7.10M · loan HK$16.57M · min. income ≈ HK$177,172/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,005,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,132
−HK$6,091/mo
▼ 0.25% · 3.875%
HK$100,153
−HK$3,070/mo
Today · 4.125%
HK$103,223
baseline
▲ 0.50% · 4.625%
HK$109,504
+HK$6,281/mo
Deposit HK$2.37M · loan HK$21.30M · min. income ≈ HK$206,446/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,058
−HK$5,839/mo
▼ 0.25% · 3.875%
HK$110,957
−HK$2,940/mo
Today · 4.125%
HK$113,897
baseline
▲ 0.50% · 4.625%
HK$119,900
+HK$6,003/mo
Deposit HK$2.37M · loan HK$21.30M · min. income ≈ HK$227,794/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,763 · Scale 2, in force from 26 Feb 2026)