LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,963
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,642
−HK$1,705/mo
Today · 4.125%
HK$57,347
baseline
▲ 0.50% · 4.625%
HK$60,837
+HK$3,490/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$114,694/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,005,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,033
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,644
−HK$1,633/mo
Today · 4.125%
HK$63,277
baseline
▲ 0.50% · 4.625%
HK$66,612
+HK$3,335/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$126,554/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,005,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,756
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$66,770
−HK$2,047/mo
Today · 4.125%
HK$68,817
baseline
▲ 0.50% · 4.625%
HK$73,004
+HK$4,187/mo
Deposit HK$9.47M · loan HK$14.20M · min. income ≈ HK$137,634/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,040
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$73,972
−HK$1,960/mo
Today · 4.125%
HK$75,932
baseline
▲ 0.50% · 4.625%
HK$79,935
+HK$4,003/mo
Deposit HK$9.47M · loan HK$14.20M · min. income ≈ HK$151,864/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,548
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$77,898
−HK$2,388/mo
Today · 4.125%
HK$80,286
baseline
▲ 0.50% · 4.625%
HK$85,171
+HK$4,885/mo
Deposit HK$7.10M · loan HK$16.57M · min. income ≈ HK$160,572/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,005,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,047
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$86,301
−HK$2,287/mo
Today · 4.125%
HK$88,588
baseline
▲ 0.50% · 4.625%
HK$93,257
+HK$4,669/mo
Deposit HK$7.10M · loan HK$16.57M · min. income ≈ HK$177,176/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,005,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,134
−HK$6,091/mo
▼ 0.25% · 3.875%
HK$100,155
−HK$3,070/mo
Today · 4.125%
HK$103,225
baseline
▲ 0.50% · 4.625%
HK$109,506
+HK$6,281/mo
Deposit HK$2.37M · loan HK$21.30M · min. income ≈ HK$206,450/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,060
−HK$5,838/mo
▼ 0.25% · 3.875%
HK$110,958
−HK$2,940/mo
Today · 4.125%
HK$113,898
baseline
▲ 0.50% · 4.625%
HK$119,902
+HK$6,004/mo
Deposit HK$2.37M · loan HK$21.30M · min. income ≈ HK$227,796/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,779 · Scale 2, in force from 26 Feb 2026)