LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,963
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,642
−HK$1,705/mo
Today · 4.125%
HK$57,347
baseline
▲ 0.50% · 4.625%
HK$60,837
+HK$3,490/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$114,694/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,005,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,034
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$61,644
−HK$1,633/mo
Today · 4.125%
HK$63,277
baseline
▲ 0.50% · 4.625%
HK$66,613
+HK$3,336/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$126,554/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,005,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,756
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$66,770
−HK$2,047/mo
Today · 4.125%
HK$68,817
baseline
▲ 0.50% · 4.625%
HK$73,004
+HK$4,187/mo
Deposit HK$9.47M · loan HK$14.20M · min. income ≈ HK$137,634/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,041
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$73,973
−HK$1,960/mo
Today · 4.125%
HK$75,933
baseline
▲ 0.50% · 4.625%
HK$79,935
+HK$4,002/mo
Deposit HK$9.47M · loan HK$14.20M · min. income ≈ HK$151,866/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,549
−HK$4,737/mo
▼ 0.25% · 3.875%
HK$77,899
−HK$2,387/mo
Today · 4.125%
HK$80,286
baseline
▲ 0.50% · 4.625%
HK$85,172
+HK$4,886/mo
Deposit HK$7.10M · loan HK$16.57M · min. income ≈ HK$160,572/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,005,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,047
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$86,301
−HK$2,287/mo
Today · 4.125%
HK$88,588
baseline
▲ 0.50% · 4.625%
HK$93,258
+HK$4,670/mo
Deposit HK$7.10M · loan HK$16.57M · min. income ≈ HK$177,176/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,005,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,134
−HK$6,091/mo
▼ 0.25% · 3.875%
HK$100,156
−HK$3,069/mo
Today · 4.125%
HK$103,225
baseline
▲ 0.50% · 4.625%
HK$109,506
+HK$6,281/mo
Deposit HK$2.37M · loan HK$21.30M · min. income ≈ HK$206,450/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,061
−HK$5,838/mo
▼ 0.25% · 3.875%
HK$110,959
−HK$2,940/mo
Today · 4.125%
HK$113,899
baseline
▲ 0.50% · 4.625%
HK$119,903
+HK$6,004/mo
Deposit HK$2.37M · loan HK$21.30M · min. income ≈ HK$227,798/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,785 · Scale 2, in force from 26 Feb 2026)