LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,969
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$55,648
−HK$1,706/mo
Today · 4.125%
HK$57,354
baseline
▲ 0.50% · 4.625%
HK$60,844
+HK$3,490/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$114,708/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,005,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,040
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,651
−HK$1,633/mo
Today · 4.125%
HK$63,284
baseline
▲ 0.50% · 4.625%
HK$66,620
+HK$3,336/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$126,568/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,005,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,763
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,778
−HK$2,047/mo
Today · 4.125%
HK$68,825
baseline
▲ 0.50% · 4.625%
HK$73,012
+HK$4,187/mo
Deposit HK$9.47M · loan HK$14.20M · min. income ≈ HK$137,650/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,049
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$73,981
−HK$1,960/mo
Today · 4.125%
HK$75,941
baseline
▲ 0.50% · 4.625%
HK$79,944
+HK$4,003/mo
Deposit HK$9.47M · loan HK$14.20M · min. income ≈ HK$151,882/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,557
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$77,908
−HK$2,387/mo
Today · 4.125%
HK$80,295
baseline
▲ 0.50% · 4.625%
HK$85,181
+HK$4,886/mo
Deposit HK$7.10M · loan HK$16.57M · min. income ≈ HK$160,590/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,005,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,057
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$86,311
−HK$2,287/mo
Today · 4.125%
HK$88,598
baseline
▲ 0.50% · 4.625%
HK$93,268
+HK$4,670/mo
Deposit HK$7.10M · loan HK$16.57M · min. income ≈ HK$177,196/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,005,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,145
−HK$6,092/mo
▼ 0.25% · 3.875%
HK$100,167
−HK$3,070/mo
Today · 4.125%
HK$103,237
baseline
▲ 0.50% · 4.625%
HK$109,519
+HK$6,282/mo
Deposit HK$2.37M · loan HK$21.30M · min. income ≈ HK$206,474/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,073
−HK$5,839/mo
▼ 0.25% · 3.875%
HK$110,971
−HK$2,941/mo
Today · 4.125%
HK$113,912
baseline
▲ 0.50% · 4.625%
HK$119,916
+HK$6,004/mo
Deposit HK$2.37M · loan HK$21.30M · min. income ≈ HK$227,824/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,897 · Scale 2, in force from 26 Feb 2026)