LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,972
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$55,651
−HK$1,706/mo
Today · 4.125%
HK$57,357
baseline
▲ 0.50% · 4.625%
HK$60,847
+HK$3,490/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$114,714/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,005,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,043
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,654
−HK$1,633/mo
Today · 4.125%
HK$63,287
baseline
▲ 0.50% · 4.625%
HK$66,623
+HK$3,336/mo
Deposit HK$11.83M · loan HK$11.83M · min. income ≈ HK$126,574/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,005,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,767
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$66,781
−HK$2,047/mo
Today · 4.125%
HK$68,828
baseline
▲ 0.50% · 4.625%
HK$73,016
+HK$4,188/mo
Deposit HK$9.47M · loan HK$14.20M · min. income ≈ HK$137,656/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,052
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$73,985
−HK$1,960/mo
Today · 4.125%
HK$75,945
baseline
▲ 0.50% · 4.625%
HK$79,948
+HK$4,003/mo
Deposit HK$9.47M · loan HK$14.20M · min. income ≈ HK$151,890/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,005,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,561
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$77,911
−HK$2,388/mo
Today · 4.125%
HK$80,299
baseline
▲ 0.50% · 4.625%
HK$85,185
+HK$4,886/mo
Deposit HK$7.10M · loan HK$16.57M · min. income ≈ HK$160,598/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,005,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,061
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$86,315
−HK$2,287/mo
Today · 4.125%
HK$88,602
baseline
▲ 0.50% · 4.625%
HK$93,273
+HK$4,671/mo
Deposit HK$7.10M · loan HK$16.57M · min. income ≈ HK$177,204/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,005,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,150
−HK$6,092/mo
▼ 0.25% · 3.875%
HK$100,172
−HK$3,070/mo
Today · 4.125%
HK$103,242
baseline
▲ 0.50% · 4.625%
HK$109,524
+HK$6,282/mo
Deposit HK$2.37M · loan HK$21.30M · min. income ≈ HK$206,484/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,078
−HK$5,839/mo
▼ 0.25% · 3.875%
HK$110,977
−HK$2,940/mo
Today · 4.125%
HK$113,917
baseline
▲ 0.50% · 4.625%
HK$119,922
+HK$6,005/mo
Deposit HK$2.37M · loan HK$21.30M · min. income ≈ HK$227,834/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,005,947 · Scale 2, in force from 26 Feb 2026)