LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,979
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,658
−HK$1,705/mo
Today · 4.125%
HK$57,363
baseline
▲ 0.50% · 4.625%
HK$60,854
+HK$3,491/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$114,726/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,006,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,051
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,661
−HK$1,634/mo
Today · 4.125%
HK$63,295
baseline
▲ 0.50% · 4.625%
HK$66,631
+HK$3,336/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$126,590/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,006,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,774
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,789
−HK$2,047/mo
Today · 4.125%
HK$68,836
baseline
▲ 0.50% · 4.625%
HK$73,025
+HK$4,189/mo
Deposit HK$9.47M · loan HK$14.20M · min. income ≈ HK$137,672/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,006,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,061
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$73,993
−HK$1,961/mo
Today · 4.125%
HK$75,954
baseline
▲ 0.50% · 4.625%
HK$79,958
+HK$4,004/mo
Deposit HK$9.47M · loan HK$14.20M · min. income ≈ HK$151,908/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,006,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,570
−HK$4,739/mo
▼ 0.25% · 3.875%
HK$77,921
−HK$2,388/mo
Today · 4.125%
HK$80,309
baseline
▲ 0.50% · 4.625%
HK$85,195
+HK$4,886/mo
Deposit HK$7.10M · loan HK$16.57M · min. income ≈ HK$160,618/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,071
−HK$4,542/mo
▼ 0.25% · 3.875%
HK$86,326
−HK$2,287/mo
Today · 4.125%
HK$88,613
baseline
▲ 0.50% · 4.625%
HK$93,284
+HK$4,671/mo
Deposit HK$7.10M · loan HK$16.57M · min. income ≈ HK$177,226/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,161
−HK$6,093/mo
▼ 0.25% · 3.875%
HK$100,184
−HK$3,070/mo
Today · 4.125%
HK$103,254
baseline
▲ 0.50% · 4.625%
HK$109,537
+HK$6,283/mo
Deposit HK$2.37M · loan HK$21.30M · min. income ≈ HK$206,508/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,006,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,091
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$110,990
−HK$2,941/mo
Today · 4.125%
HK$113,931
baseline
▲ 0.50% · 4.625%
HK$119,936
+HK$6,005/mo
Deposit HK$2.37M · loan HK$21.30M · min. income ≈ HK$227,862/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,006,066 · Scale 2, in force from 26 Feb 2026)