LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,979
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$55,659
−HK$1,705/mo
Today · 4.125%
HK$57,364
baseline
▲ 0.50% · 4.625%
HK$60,855
+HK$3,491/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$114,728/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,006,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,052
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,662
−HK$1,634/mo
Today · 4.125%
HK$63,296
baseline
▲ 0.50% · 4.625%
HK$66,632
+HK$3,336/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$126,592/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,006,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,775
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,790
−HK$2,047/mo
Today · 4.125%
HK$68,837
baseline
▲ 0.50% · 4.625%
HK$73,026
+HK$4,189/mo
Deposit HK$9.47M · loan HK$14.20M · min. income ≈ HK$137,674/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,062
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$73,995
−HK$1,960/mo
Today · 4.125%
HK$75,955
baseline
▲ 0.50% · 4.625%
HK$79,959
+HK$4,004/mo
Deposit HK$9.47M · loan HK$14.20M · min. income ≈ HK$151,910/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,571
−HK$4,739/mo
▼ 0.25% · 3.875%
HK$77,922
−HK$2,388/mo
Today · 4.125%
HK$80,310
baseline
▲ 0.50% · 4.625%
HK$85,197
+HK$4,887/mo
Deposit HK$7.10M · loan HK$16.57M · min. income ≈ HK$160,620/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,072
−HK$4,542/mo
▼ 0.25% · 3.875%
HK$86,327
−HK$2,287/mo
Today · 4.125%
HK$88,614
baseline
▲ 0.50% · 4.625%
HK$93,285
+HK$4,671/mo
Deposit HK$7.10M · loan HK$16.57M · min. income ≈ HK$177,228/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,163
−HK$6,093/mo
▼ 0.25% · 3.875%
HK$100,185
−HK$3,071/mo
Today · 4.125%
HK$103,256
baseline
▲ 0.50% · 4.625%
HK$109,539
+HK$6,283/mo
Deposit HK$2.37M · loan HK$21.31M · min. income ≈ HK$206,512/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,006,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,093
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$110,992
−HK$2,941/mo
Today · 4.125%
HK$113,933
baseline
▲ 0.50% · 4.625%
HK$119,938
+HK$6,005/mo
Deposit HK$2.37M · loan HK$21.31M · min. income ≈ HK$227,866/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,006,083 · Scale 2, in force from 26 Feb 2026)