LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,981
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$55,660
−HK$1,706/mo
Today · 4.125%
HK$57,366
baseline
▲ 0.50% · 4.625%
HK$60,856
+HK$3,490/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$114,732/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,006,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,053
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$61,664
−HK$1,634/mo
Today · 4.125%
HK$63,298
baseline
▲ 0.50% · 4.625%
HK$66,634
+HK$3,336/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$126,596/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,006,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,777
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,792
−HK$2,047/mo
Today · 4.125%
HK$68,839
baseline
▲ 0.50% · 4.625%
HK$73,028
+HK$4,189/mo
Deposit HK$9.47M · loan HK$14.20M · min. income ≈ HK$137,678/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,064
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$73,996
−HK$1,961/mo
Today · 4.125%
HK$75,957
baseline
▲ 0.50% · 4.625%
HK$79,961
+HK$4,004/mo
Deposit HK$9.47M · loan HK$14.20M · min. income ≈ HK$151,914/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,573
−HK$4,739/mo
▼ 0.25% · 3.875%
HK$77,924
−HK$2,388/mo
Today · 4.125%
HK$80,312
baseline
▲ 0.50% · 4.625%
HK$85,199
+HK$4,887/mo
Deposit HK$7.10M · loan HK$16.57M · min. income ≈ HK$160,624/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,074
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$86,329
−HK$2,288/mo
Today · 4.125%
HK$88,617
baseline
▲ 0.50% · 4.625%
HK$93,288
+HK$4,671/mo
Deposit HK$7.10M · loan HK$16.57M · min. income ≈ HK$177,234/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,165
−HK$6,094/mo
▼ 0.25% · 3.875%
HK$100,188
−HK$3,071/mo
Today · 4.125%
HK$103,259
baseline
▲ 0.50% · 4.625%
HK$109,542
+HK$6,283/mo
Deposit HK$2.37M · loan HK$21.31M · min. income ≈ HK$206,518/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,006,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,096
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$110,995
−HK$2,941/mo
Today · 4.125%
HK$113,936
baseline
▲ 0.50% · 4.625%
HK$119,941
+HK$6,005/mo
Deposit HK$2.37M · loan HK$21.31M · min. income ≈ HK$227,872/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,006,108 · Scale 2, in force from 26 Feb 2026)