LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,984
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$55,663
−HK$1,706/mo
Today · 4.125%
HK$57,369
baseline
▲ 0.50% · 4.625%
HK$60,860
+HK$3,491/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$114,738/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,006,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,057
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,667
−HK$1,634/mo
Today · 4.125%
HK$63,301
baseline
▲ 0.50% · 4.625%
HK$66,638
+HK$3,337/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$126,602/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,006,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,781
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,796
−HK$2,047/mo
Today · 4.125%
HK$68,843
baseline
▲ 0.50% · 4.625%
HK$73,032
+HK$4,189/mo
Deposit HK$9.47M · loan HK$14.20M · min. income ≈ HK$137,686/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,068
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$74,001
−HK$1,960/mo
Today · 4.125%
HK$75,961
baseline
▲ 0.50% · 4.625%
HK$79,966
+HK$4,005/mo
Deposit HK$9.47M · loan HK$14.20M · min. income ≈ HK$151,922/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,577
−HK$4,740/mo
▼ 0.25% · 3.875%
HK$77,928
−HK$2,389/mo
Today · 4.125%
HK$80,317
baseline
▲ 0.50% · 4.625%
HK$85,204
+HK$4,887/mo
Deposit HK$7.10M · loan HK$16.57M · min. income ≈ HK$160,634/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,079
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$86,334
−HK$2,288/mo
Today · 4.125%
HK$88,622
baseline
▲ 0.50% · 4.625%
HK$93,293
+HK$4,671/mo
Deposit HK$7.10M · loan HK$16.57M · min. income ≈ HK$177,244/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,171
−HK$6,094/mo
▼ 0.25% · 3.875%
HK$100,194
−HK$3,071/mo
Today · 4.125%
HK$103,265
baseline
▲ 0.50% · 4.625%
HK$109,548
+HK$6,283/mo
Deposit HK$2.37M · loan HK$21.31M · min. income ≈ HK$206,530/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,006,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,102
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$111,001
−HK$2,941/mo
Today · 4.125%
HK$113,942
baseline
▲ 0.50% · 4.625%
HK$119,948
+HK$6,006/mo
Deposit HK$2.37M · loan HK$21.31M · min. income ≈ HK$227,884/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,006,167 · Scale 2, in force from 26 Feb 2026)