LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,984
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$55,663
−HK$1,706/mo
Today · 4.125%
HK$57,369
baseline
▲ 0.50% · 4.625%
HK$60,860
+HK$3,491/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$114,738/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,006,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,057
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$61,668
−HK$1,634/mo
Today · 4.125%
HK$63,302
baseline
▲ 0.50% · 4.625%
HK$66,638
+HK$3,336/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$126,604/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,006,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,781
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$66,796
−HK$2,047/mo
Today · 4.125%
HK$68,843
baseline
▲ 0.50% · 4.625%
HK$73,032
+HK$4,189/mo
Deposit HK$9.47M · loan HK$14.20M · min. income ≈ HK$137,686/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,068
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$74,001
−HK$1,961/mo
Today · 4.125%
HK$75,962
baseline
▲ 0.50% · 4.625%
HK$79,966
+HK$4,004/mo
Deposit HK$9.47M · loan HK$14.20M · min. income ≈ HK$151,924/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,578
−HK$4,739/mo
▼ 0.25% · 3.875%
HK$77,929
−HK$2,388/mo
Today · 4.125%
HK$80,317
baseline
▲ 0.50% · 4.625%
HK$85,204
+HK$4,887/mo
Deposit HK$7.10M · loan HK$16.57M · min. income ≈ HK$160,634/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,080
−HK$4,542/mo
▼ 0.25% · 3.875%
HK$86,335
−HK$2,287/mo
Today · 4.125%
HK$88,622
baseline
▲ 0.50% · 4.625%
HK$93,294
+HK$4,672/mo
Deposit HK$7.10M · loan HK$16.57M · min. income ≈ HK$177,244/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,172
−HK$6,093/mo
▼ 0.25% · 3.875%
HK$100,194
−HK$3,071/mo
Today · 4.125%
HK$103,265
baseline
▲ 0.50% · 4.625%
HK$109,549
+HK$6,284/mo
Deposit HK$2.37M · loan HK$21.31M · min. income ≈ HK$206,530/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,006,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,102
−HK$5,841/mo
▼ 0.25% · 3.875%
HK$111,002
−HK$2,941/mo
Today · 4.125%
HK$113,943
baseline
▲ 0.50% · 4.625%
HK$119,949
+HK$6,006/mo
Deposit HK$2.37M · loan HK$21.31M · min. income ≈ HK$227,886/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,006,172 · Scale 2, in force from 26 Feb 2026)